Enterprise Financial Services (EFSC)

Enterprise Financial Services Corp is a financial holding company for Enterprise Bank & Trust, a banking and wealth management business serving individuals and corporate clients across Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and other parts of the United States. Through its banking operations, the company provides deposit products including demand accounts, money market accounts, savings accounts, and certificates of deposit, along with a range of lending solutions such as commercial and industrial loans, commercial real estate, construction and development financing, residential real estate loans, SBA lending, and consumer credit. The company also offers treasury management, international trade services, cash management tools, fiduciary and investment management services, financial advisory services, international banking, card services, and tax credit-related lending and brokerage services. Additional capabilities include online and mobile banking, remote deposit capture, fraud prevention tools, and other digital account and payment services. Founded in 1988, Enterprise Financial Services is headquartered in Clayton, Missouri.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-EFSC
$60.76
-1.4% Downside
Fair
$71.50
16.1% Upside
Fair
Fair
September 30, 2026
2.3%
October 26, 2026
12.1x
1.1x
3.2x
2.229 B
23.1%
96.4%
-1.8
27.1%
113.3%
Valuation • Fair Value

Enterprise Financial Services (NASDAQ-EFSC) Fair Value by Valuation Model

Review the available estimates for Enterprise Financial Services (NASDAQ-EFSC), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$60.76

Estimated downside of 1.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$57.20

Classic Ben Graham valuation formula reference.

Comps Fair Value

$60.76

Comparable-company valuation reference.

Analyst Price Target

$71.50

Analysts imply upside of 16.1%.

How to read these valuation models

Use the 5 available valuation references for Enterprise Financial Services (NASDAQ-EFSC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Enterprise Financial Services (NASDAQ-EFSC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

695.7 M

Current operating scale indicator.

Revenue Forecast

767.1 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Enterprise Financial Services (NASDAQ-EFSC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Enterprise Financial Services (NASDAQ-EFSC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

113.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Enterprise Financial Services (NASDAQ-EFSC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Enterprise Financial Services (NASDAQ-EFSC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 26, 2026

Days to Earnings

38

Dividend Payment Date

September 30, 2026

Dividend Yield

2.3%

Current income yield reference.

Payout Ratio

27.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Enterprise Financial Services (NASDAQ-EFSC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Enterprise Financial Services (NASDAQ-EFSC) Stock Forecast & Technical Outlook

Review Enterprise Financial Services (NASDAQ-EFSC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Enterprise Financial Services (NASDAQ-EFSC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Enterprise Financial Services (NASDAQ-EFSC) has a Buy consensus, with 2 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 2
Sell 0
FAQ Fast Investor Answers

Enterprise Financial Services (NASDAQ-EFSC) Stock FAQ

Data-supported answers about Enterprise Financial Services (NASDAQ-EFSC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$60.76
Estimated downside 1.4%
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$71.50
Implied upside 16.1%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Enterprise Financial Services (NASDAQ-EFSC) is $60.76. This implies an estimated downside of 1.4% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for Enterprise Financial Services (NASDAQ-EFSC) is $71.50. The analyst target implies estimated upside of 16.1%.

The current financial health read for Enterprise Financial Services (NASDAQ-EFSC) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Enterprise Financial Services (NASDAQ-EFSC) is October 26, 2026.

Based on the current data, dividend yield is 2.3%, payment date is September 30, 2026.

The current P/E ratio listed for Enterprise Financial Services (NASDAQ-EFSC) is 12.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Enterprise Financial Services is 2.229 B.

The ticker symbol for Enterprise Financial Services is NASDAQ-EFSC, and the stock is listed on NASDAQ.

Enterprise Financial Services (NASDAQ-EFSC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Enterprise Financial Services is 23.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Enterprise Financial Services is 96.4%. Free float helps investors understand how much of the share base is available for public trading.