What is the fair value of First Bancorp Inc (NASDAQ-FNLC) stock?

The current fair value estimate for First Bancorp Inc (NASDAQ-FNLC) is $37.44. This implies an estimated upside of 6.4% versus the current market price.

Is First Bancorp Inc (NASDAQ-FNLC) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 6.4% versus the current market price.

How is the financial health of First Bancorp Inc?

The current financial health read for First Bancorp Inc (NASDAQ-FNLC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is First Bancorp Inc's next earnings date?

The next earnings date currently listed for First Bancorp Inc (NASDAQ-FNLC) is October 21, 2026.

Does First Bancorp Inc (NASDAQ-FNLC) pay dividends?

Based on the current data, dividend yield is 4.3%.

What is the P/E ratio for First Bancorp Inc (NASDAQ-FNLC)?

The current P/E ratio listed for First Bancorp Inc (NASDAQ-FNLC) is 10.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of First Bancorp Inc?

The current market capitalization listed for First Bancorp Inc is 396.9 M.

What is the ticker symbol for First Bancorp Inc?

The ticker symbol for First Bancorp Inc is NASDAQ-FNLC, and the stock is listed on NASDAQ.

Where is First Bancorp Inc (NASDAQ-FNLC) listed?

First Bancorp Inc (NASDAQ-FNLC) is listed on NASDAQ.

What is the debt-to-total-capital ratio for First Bancorp Inc?

The current debt-to-total-capital ratio listed for First Bancorp Inc is 35.6%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for First Bancorp Inc?

The free float listed for First Bancorp Inc is 94.6%. Free float helps investors understand how much of the share base is available for public trading.

First Bancorp Inc (FNLC) Fair Value & Stock Analysis

First Bancorp Inc (FNLC)

The First Bancorp, Inc. is a bank holding company for First National Bank, a Maine-based financial institution serving individual and corporate clients. Through its banking franchise, the company accepts a range of deposit accounts, including demand, NOW, savings, money market, time, and certificates of deposit. Its lending activities include commercial and industrial loans, commercial real estate and construction financing, multifamily and residential real estate loans, municipal lending in Maine, and consumer credit products such as home equity loans and personal lines of credit. The company also provides private banking, financial planning, investment management, trust, brokerage, annuity, and insurance services. Its banking offices are located in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in Maine. Founded in 1864 and based in Damariscotta, Maine, The First Bancorp changed its name from First National Lincoln Corporation in 2008.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-FNLC	$37.44	6.4% Upside	Fair	Not available	Not available	Good	4.3%	October 21, 2026	10.5x	1.4x	4.0x	396.9 M	35.6%	94.6%	-2.1	44.0%	94.2%