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First Business Financial Services (FBIZ)

First Business Financial Services, Inc. is a bank holding company for First Business Bank and is listed on NASDAQ as common stock under the ticker FBIZ. Through its banking subsidiary, the company serves small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals, with a focus on Wisconsin, Kansas, and Missouri. Its commercial banking activities include real estate lending, industrial lending, asset-based lending, receivables financing, equipment and floorplan financing, vendor financing, SBA lending and servicing, treasury management, and commercial deposit accounts. The company also provides private wealth management, private banking, retirement services, and bank consulting services. Founded in 1909 and headquartered in Madison, Wisconsin, First Business Financial Services operates as a regional financial services company with a range of lending, deposit, and advisory capabilities.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FBIZ
$60.90
-14.0% Downside
Fair
$79.20
11.9% Upside
Fair
Great
1.9%
October 22, 2026
11.1x
1.6x
3.5x
592.5 M
39.2%
93.6%
-1.4
20.8%
150.8%
Valuation • Fair Value

First Business Financial Services (NASDAQ-FBIZ) Fair Value by Valuation Model

Review the available estimates for First Business Financial Services (NASDAQ-FBIZ), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$60.90

Estimated downside of 14.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$71.15

Classic Ben Graham valuation formula reference.

Comps Fair Value

$60.90

Comparable-company valuation reference.

Analyst Price Target

$79.20

Analysts imply upside of 11.9%.

How to read these valuation models

Use the 5 available valuation references for First Business Financial Services (NASDAQ-FBIZ) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for First Business Financial Services (NASDAQ-FBIZ)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

169.4 M

Current operating scale indicator.

Revenue Forecast

185.4 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review First Business Financial Services (NASDAQ-FBIZ) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First Business Financial Services (NASDAQ-FBIZ)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

150.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First Business Financial Services (NASDAQ-FBIZ). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First Business Financial Services (NASDAQ-FBIZ)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

34

Dividend Yield

1.9%

Current income yield reference.

Payout Ratio

20.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First Business Financial Services (NASDAQ-FBIZ), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

First Business Financial Services (NASDAQ-FBIZ) Stock Forecast & Technical Outlook

Review First Business Financial Services (NASDAQ-FBIZ) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for First Business Financial Services (NASDAQ-FBIZ) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for First Business Financial Services (NASDAQ-FBIZ) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for First Business Financial Services (NASDAQ-FBIZ) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for First Business Financial Services (NASDAQ-FBIZ) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for First Business Financial Services (NASDAQ-FBIZ) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for First Business Financial Services (NASDAQ-FBIZ)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, First Business Financial Services (NASDAQ-FBIZ) has a Strong Buy consensus, with 2 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 0
Sell 0
FAQ • Fast Investor Answers

First Business Financial Services (NASDAQ-FBIZ) Stock FAQ

Data-supported answers about First Business Financial Services (NASDAQ-FBIZ), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$60.90
Estimated downside 14.0%
Valuation Rating
Overvalued
Estimated downside of 14.0%
Analyst Target
$79.20
Implied upside 11.9%
Financial Health
Great
Current financial-health read

The current fair value estimate for First Business Financial Services (NASDAQ-FBIZ) is $60.90. This implies an estimated downside of 14.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 14.0% versus the current market price.

The available analyst price target for First Business Financial Services (NASDAQ-FBIZ) is $79.20. The analyst target implies estimated upside of 11.9%.

The current financial health read for First Business Financial Services (NASDAQ-FBIZ) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First Business Financial Services (NASDAQ-FBIZ) is October 22, 2026.

Based on the current data, dividend yield is 1.9%.

The current P/E ratio listed for First Business Financial Services (NASDAQ-FBIZ) is 11.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First Business Financial Services is 592.5 M.

The ticker symbol for First Business Financial Services is NASDAQ-FBIZ, and the stock is listed on NASDAQ.

First Business Financial Services (NASDAQ-FBIZ) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First Business Financial Services is 39.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First Business Financial Services is 93.6%. Free float helps investors understand how much of the share base is available for public trading.

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