First Financial Bancorp (FFBC)

First Financial Bancorp is a bank holding company for First Financial Bank, with operations centered in Ohio, Indiana, Kentucky, and Illinois. Through its banking platform, the company serves individuals and businesses with deposit products including checking and savings accounts, time deposits, and cash management services. Its lending activities span residential real estate loans, commercial and industrial credit, consumer lending, and home equity lines of credit. The company also provides secured commercial financing to sectors such as insurance, registered investment advisors, accounting firms, indirect auto finance companies, and restaurant franchisees. Beyond core banking, First Financial Bancorp offers trust and wealth management, lease and equipment financing, currency payments, foreign exchange hedging, commodities hedging, and related advisory services. Founded in 1863 and headquartered in Cincinnati, Ohio, the company’s common stock is listed on NASDAQ under the symbol FFBC.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FFBC
$35.76
11.4% Upside
Fair
$37.57
17.1% Upside
Fair
Good
3.2%
October 22, 2026
11.8x
1.1x
3.5x
3.368 B
31.8%
98.8%
-1.7
35.4%
265.2%
Valuation • Fair Value

First Financial Bancorp (NASDAQ-FFBC) Fair Value by Valuation Model

Review the available estimates for First Financial Bancorp (NASDAQ-FFBC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$35.76

Estimated upside of 11.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$30.15

Classic Ben Graham valuation formula reference.

DDM Fair Value

$50.72

Dividend discount model valuation reference.

Comps Fair Value

$30.77

Comparable-company valuation reference.

Analyst Price Target

$37.57

Analysts imply upside of 17.1%.

How to read these valuation models

Use the 6 available valuation references for First Financial Bancorp (NASDAQ-FFBC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for First Financial Bancorp (NASDAQ-FFBC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

952.9 M

Current operating scale indicator.

Revenue Forecast

1.078 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review First Financial Bancorp (NASDAQ-FFBC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First Financial Bancorp (NASDAQ-FFBC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.7

Lower score that deserves closer risk review.

FCF / Net Income

265.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First Financial Bancorp (NASDAQ-FFBC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First Financial Bancorp (NASDAQ-FFBC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

34

Dividend Yield

3.2%

Current income yield reference.

Payout Ratio

35.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First Financial Bancorp (NASDAQ-FFBC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

First Financial Bancorp (NASDAQ-FFBC) Stock Forecast & Technical Outlook

Review First Financial Bancorp (NASDAQ-FFBC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for First Financial Bancorp (NASDAQ-FFBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for First Financial Bancorp (NASDAQ-FFBC) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for First Financial Bancorp (NASDAQ-FFBC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for First Financial Bancorp (NASDAQ-FFBC) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for First Financial Bancorp (NASDAQ-FFBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for First Financial Bancorp (NASDAQ-FFBC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, First Financial Bancorp (NASDAQ-FFBC) has a Hold consensus, with 2 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 4
Sell 0
FAQ Fast Investor Answers

First Financial Bancorp (NASDAQ-FFBC) Stock FAQ

Data-supported answers about First Financial Bancorp (NASDAQ-FFBC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$35.76
Estimated upside 11.4%
Valuation Rating
Undervalued
Estimated upside of 11.4%
Analyst Target
$37.57
Implied upside 17.1%
Financial Health
Good
Current financial-health read

The current fair value estimate for First Financial Bancorp (NASDAQ-FFBC) is $35.76. This implies an estimated upside of 11.4% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 11.4% versus the current market price.

The available analyst price target for First Financial Bancorp (NASDAQ-FFBC) is $37.57. The analyst target implies estimated upside of 17.1%.

The current financial health read for First Financial Bancorp (NASDAQ-FFBC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First Financial Bancorp (NASDAQ-FFBC) is October 22, 2026.

Based on the current data, dividend yield is 3.2%.

The current P/E ratio listed for First Financial Bancorp (NASDAQ-FFBC) is 11.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First Financial Bancorp is 3.368 B.

The ticker symbol for First Financial Bancorp is NASDAQ-FFBC, and the stock is listed on NASDAQ.

First Financial Bancorp (NASDAQ-FFBC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First Financial Bancorp is 31.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First Financial Bancorp is 98.8%. Free float helps investors understand how much of the share base is available for public trading.