First United Corporation (FUNC)

First United Corporation is a bank holding company for First United Bank & Trust, serving businesses and individuals in the United States through retail and commercial banking services. The company operates through Community Banking and Wealth Management segments. Its deposit lineup includes checking, savings, money market, IRA, employee benefit, health savings, and demand deposit accounts, along with regular and IRA certificates of deposit. Lending activities cover business and personal loans, commercial real estate and equipment loans, vehicle-secured financing, residential mortgages, home equity lines of credit, construction loans, and consumer credit products such as auto, student, and other secured and unsecured loans. First United also provides brokerage, treasury management, trust and estate services, retirement accounts, insurance products, digital banking, debit and credit cards, merchant services, remote deposit capture, cash management tools, and related banking support services. Founded in 1900, the company is headquartered in Oakland, Maryland.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FUNC
$52.25
17.9% Upside
Fair
$50
12.8% Upside
Fair
Good
2.4%
October 26, 2026
11.3x
1.3x
3.1x
286 M
26.4%
92.0%
-1.6
25.9%
103.7%
Valuation • Fair Value

First United Corporation (NASDAQ-FUNC) Fair Value by Valuation Model

Review the available estimates for First United Corporation (NASDAQ-FUNC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$52.25

Estimated upside of 17.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$43.08

Classic Ben Graham valuation formula reference.

DDM Fair Value

$86.47

Dividend discount model valuation reference.

Comps Fair Value

$40.84

Comparable-company valuation reference.

Analyst Price Target

$50

Analysts imply upside of 12.8%.

How to read these valuation models

Use the 6 available valuation references for First United Corporation (NASDAQ-FUNC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for First United Corporation (NASDAQ-FUNC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

90.429 M

Current operating scale indicator.

Revenue Forecast

97.167 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review First United Corporation (NASDAQ-FUNC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First United Corporation (NASDAQ-FUNC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

103.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First United Corporation (NASDAQ-FUNC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First United Corporation (NASDAQ-FUNC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 26, 2026

Days to Earnings

38

Dividend Yield

2.4%

Current income yield reference.

Payout Ratio

25.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First United Corporation (NASDAQ-FUNC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

First United Corporation (NASDAQ-FUNC) Stock Forecast & Technical Outlook

Review First United Corporation (NASDAQ-FUNC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for First United Corporation (NASDAQ-FUNC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, First United Corporation (NASDAQ-FUNC) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

First United Corporation (NASDAQ-FUNC) Stock FAQ

Data-supported answers about First United Corporation (NASDAQ-FUNC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$52.25
Estimated upside 17.9%
Valuation Rating
Undervalued
Estimated upside of 17.9%
Analyst Target
$50
Implied upside 12.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for First United Corporation (NASDAQ-FUNC) is $52.25. This implies an estimated upside of 17.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 17.9% versus the current market price.

The available analyst price target for First United Corporation (NASDAQ-FUNC) is $50. The analyst target implies estimated upside of 12.8%.

The current financial health read for First United Corporation (NASDAQ-FUNC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First United Corporation (NASDAQ-FUNC) is October 26, 2026.

Based on the current data, dividend yield is 2.4%.

The current P/E ratio listed for First United Corporation (NASDAQ-FUNC) is 11.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First United Corporation is 286 M.

The ticker symbol for First United Corporation is NASDAQ-FUNC, and the stock is listed on NASDAQ.

First United Corporation (NASDAQ-FUNC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First United Corporation is 26.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First United Corporation is 92.0%. Free float helps investors understand how much of the share base is available for public trading.