German American Bancorp Inc (GABC)

German American Bancorp, Inc. is a financial holding company listed on NASDAQ under the ticker GABC. Through its banking subsidiary, German American Bank, the company provides retail and commercial banking services alongside wealth management offerings. Its Core Banking segment takes deposits from the public and originates a range of loans, including consumer, commercial, agricultural, commercial real estate, and residential mortgage loans, while also selling residential mortgages in the secondary market. The Wealth Management segment includes trust, investment advisory, brokerage, and retirement planning services. The company also offers deposit accounts, home equity and credit card loans, as well as wealth advisory and trust services. Founded in 1910, German American Bancorp is based in Jasper, Indiana.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-GABC
$67.01
31.8% Upside
Undervalued
$56.20
10.5% Upside
Fair
Great
2.4%
13.4x
1.6x
5.0x
1.911 B
8.5%
97.1%
-1.8
31.5%
128.4%
Valuation • Fair Value

German American Bancorp Inc (NASDAQ-GABC) Fair Value by Valuation Model

Review the available estimates for German American Bancorp Inc (NASDAQ-GABC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$67.01

Estimated upside of 31.8% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$41.95

Classic Ben Graham valuation formula reference.

DDM Fair Value

$93.90

Dividend discount model valuation reference.

Comps Fair Value

$49.09

Comparable-company valuation reference.

Analyst Price Target

$56.20

Analysts imply upside of 10.5%.

How to read these valuation models

Use the 6 available valuation references for German American Bancorp Inc (NASDAQ-GABC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for German American Bancorp Inc (NASDAQ-GABC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

379.8 M

Current operating scale indicator.

Revenue Forecast

405.4 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review German American Bancorp Inc (NASDAQ-GABC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for German American Bancorp Inc (NASDAQ-GABC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

128.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for German American Bancorp Inc (NASDAQ-GABC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Dividend Profile for German American Bancorp Inc (NASDAQ-GABC)

Review the dividend metrics currently supported by the latest data.

Dividend Yield

2.4%

Current income yield reference.

Payout Ratio

31.5%

Dividend payout reference.

How to read events and dividends

Review the currently available dividend data for German American Bancorp Inc (NASDAQ-GABC). No upcoming company event date is included in the latest data.

Stock Forecast • Technical Outlook

German American Bancorp Inc (NASDAQ-GABC) Stock Forecast & Technical Outlook

Review German American Bancorp Inc (NASDAQ-GABC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for German American Bancorp Inc (NASDAQ-GABC) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for German American Bancorp Inc (NASDAQ-GABC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for German American Bancorp Inc (NASDAQ-GABC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for German American Bancorp Inc (NASDAQ-GABC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for German American Bancorp Inc (NASDAQ-GABC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for German American Bancorp Inc (NASDAQ-GABC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, German American Bancorp Inc (NASDAQ-GABC) has a Hold consensus, with 2 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 3
Sell 0
FAQ • Fast Investor Answers

German American Bancorp Inc (NASDAQ-GABC) Stock FAQ

Data-supported answers about German American Bancorp Inc (NASDAQ-GABC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$67.01
Estimated upside 31.8%
Valuation Rating
Undervalued
Estimated upside of 31.8%
Analyst Target
$56.20
Implied upside 10.5%
Financial Health
Great
Current financial-health read

The current fair value estimate for German American Bancorp Inc (NASDAQ-GABC) is $67.01. This implies an estimated upside of 31.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 31.8% versus the current market price.

The available analyst price target for German American Bancorp Inc (NASDAQ-GABC) is $56.20. The analyst target implies estimated upside of 10.5%.

The current financial health read for German American Bancorp Inc (NASDAQ-GABC) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Based on the current data, dividend yield is 2.4%.

The current P/E ratio listed for German American Bancorp Inc (NASDAQ-GABC) is 13.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for German American Bancorp Inc is 1.911 B.

The ticker symbol for German American Bancorp Inc is NASDAQ-GABC, and the stock is listed on NASDAQ.

German American Bancorp Inc (NASDAQ-GABC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for German American Bancorp Inc is 8.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for German American Bancorp Inc is 97.1%. Free float helps investors understand how much of the share base is available for public trading.