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Greene County Bancorp Inc (GCBC)

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Greene County Bancorp, Inc. is a bank holding company listed on the NASDAQ under the symbol GCBC. Through The Bank of Greene County, it provides banking and related financial services in the United States. Its products include a range of deposit accounts, along with lending activities covering residential mortgages, construction and land financing, commercial real estate, consumer credit, and commercial loans. The company also provides transaction processing and investment brokerage services, and it supports its banking operations with offices and centers for lending, administration, customer service, and wealth management. Founded in 1889 and based in Catskill, New York, Greene County Bancorp operates as a subsidiary of Greene County Bancorp, MHC.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-GCBC
$28.65
-12.1% Downside
Fair
—
—
—
Good
—
—
0.4
1.2%
July 23, 2026
14.2x
2.1x
6.4x
553 M
—
16.6%
40.6%
-1.8
10.2%
93.1%
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Valuation • Fair Value

Greene County Bancorp Inc (NASDAQ-GCBC) Fair Value by Valuation Model

Compare the primary fair value estimate for Greene County Bancorp Inc (NASDAQ-GCBC) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$28.65

Estimated downside of 12.1% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$25.43

Classic Ben Graham valuation formula reference.

DDM Fair Value

$32.24

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$27.46

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Greene County Bancorp Inc (NASDAQ-GCBC) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Greene County Bancorp Inc (NASDAQ-GCBC)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

86.44 M

Current operating scale indicator.

Revenue Forecast

78.935 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Greene County Bancorp Inc (NASDAQ-GCBC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Greene County Bancorp Inc (NASDAQ-GCBC)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

93.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Greene County Bancorp Inc (NASDAQ-GCBC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Greene County Bancorp Inc (NASDAQ-GCBC)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 23, 2026

Days to Earnings

2

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.2%

Income yield reference.

Upcoming Dividend

0.4

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

10.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Greene County Bancorp Inc (NASDAQ-GCBC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Greene County Bancorp Inc (NASDAQ-GCBC) Stock Forecast & Technical Outlook

Review Greene County Bancorp Inc (NASDAQ-GCBC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for Greene County Bancorp Inc (NASDAQ-GCBC) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Greene County Bancorp Inc (NASDAQ-GCBC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Greene County Bancorp Inc (NASDAQ-GCBC) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Greene County Bancorp Inc (NASDAQ-GCBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Greene County Bancorp Inc (NASDAQ-GCBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Greene County Bancorp Inc (NASDAQ-GCBC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Greene County Bancorp Inc (NASDAQ-GCBC) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ • Fast Investor Answers

Greene County Bancorp Inc (NASDAQ-GCBC) Stock FAQ

Quick answers about Greene County Bancorp Inc (NASDAQ-GCBC) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$28.65
Estimated downside 12.1%
Valuation Rating
Overvalued
Estimated downside of 12.1%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Greene County Bancorp Inc (NASDAQ-GCBC) is $28.65. This implies an estimated downside of 12.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 12.1% versus the current market price.

An analyst price target for Greene County Bancorp Inc (NASDAQ-GCBC) is not currently available in the latest data file.

The current financial health read for Greene County Bancorp Inc (NASDAQ-GCBC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Greene County Bancorp Inc (NASDAQ-GCBC) is July 23, 2026.

Based on the current data, dividend yield is 1.2%, upcoming dividend amount is 0.4.

The current P/E ratio listed for Greene County Bancorp Inc (NASDAQ-GCBC) is 14.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Greene County Bancorp Inc is 553 M.

The ticker symbol for Greene County Bancorp Inc is NASDAQ-GCBC, and the stock is listed on NASDAQ.

Greene County Bancorp Inc (NASDAQ-GCBC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Greene County Bancorp Inc is 16.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Greene County Bancorp Inc is 40.6%. Free float helps investors understand how much of the share base is available for public trading.

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