Hanmi Financial Corporation (HAFC)

Hanmi Financial Corporation is a financial holding company and the parent of Hanmi Bank, which provides business banking products and services in the United States. Through its banking subsidiary, the company offers a range of deposit accounts, including noninterest-bearing checking, negotiable order of withdrawal accounts, savings accounts, money market accounts, and certificates of deposit. Its lending activities include commercial real estate, construction, and residential property loans, along with commercial and industrial credit such as term loans, lines of credit, international lending, and equipment lease financing. Hanmi also provides international finance and trade services, including letters of credit and import and export financing, as well as SBA loans for purposes such as owner-occupied commercial real estate, acquisitions, start-ups, franchise financing, working capital, renovations, inventory, equipment, and debt refinancing. Founded in 1982, the company is based in Los Angeles, California, and its common stock trades on NASDAQ under the symbol HAFC.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-HAFC
$29.85
-7.6% Downside
Fair
$34.25
6.0% Upside
Fair
Great
3.5%
October 27, 2026
10.7x
1.2x
3.4x
950.8 M
15.3%
97.7%
-1.8
37.1%
237.0%
Valuation • Fair Value

Hanmi Financial Corporation (NASDAQ-HAFC) Fair Value by Valuation Model

Review the available estimates for Hanmi Financial Corporation (NASDAQ-HAFC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$29.85

Estimated downside of 7.6% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$33.44

Classic Ben Graham valuation formula reference.

DDM Fair Value

$29.52

Dividend discount model valuation reference.

Comps Fair Value

$30.07

Comparable-company valuation reference.

Analyst Price Target

$34.25

Analysts imply upside of 6.0%.

How to read these valuation models

Use the 6 available valuation references for Hanmi Financial Corporation (NASDAQ-HAFC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Hanmi Financial Corporation (NASDAQ-HAFC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

277.9 M

Current operating scale indicator.

Revenue Forecast

295.9 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Hanmi Financial Corporation (NASDAQ-HAFC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Hanmi Financial Corporation (NASDAQ-HAFC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

237.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Hanmi Financial Corporation (NASDAQ-HAFC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Hanmi Financial Corporation (NASDAQ-HAFC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 27, 2026

Days to Earnings

39

Dividend Yield

3.5%

Current income yield reference.

Payout Ratio

37.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Hanmi Financial Corporation (NASDAQ-HAFC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Hanmi Financial Corporation (NASDAQ-HAFC) Stock Forecast & Technical Outlook

Review Hanmi Financial Corporation (NASDAQ-HAFC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Hanmi Financial Corporation (NASDAQ-HAFC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Hanmi Financial Corporation (NASDAQ-HAFC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Hanmi Financial Corporation (NASDAQ-HAFC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Hanmi Financial Corporation (NASDAQ-HAFC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Hanmi Financial Corporation (NASDAQ-HAFC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Hanmi Financial Corporation (NASDAQ-HAFC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Hanmi Financial Corporation (NASDAQ-HAFC) has a Hold consensus, with 0 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 3
Sell 0
FAQ Fast Investor Answers

Hanmi Financial Corporation (NASDAQ-HAFC) Stock FAQ

Data-supported answers about Hanmi Financial Corporation (NASDAQ-HAFC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$29.85
Estimated downside 7.6%
Valuation Rating
Overvalued
Estimated downside of 7.6%
Analyst Target
$34.25
Implied upside 6.0%
Financial Health
Great
Current financial-health read

The current fair value estimate for Hanmi Financial Corporation (NASDAQ-HAFC) is $29.85. This implies an estimated downside of 7.6% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 7.6% versus the current market price.

The available analyst price target for Hanmi Financial Corporation (NASDAQ-HAFC) is $34.25. The analyst target implies estimated upside of 6.0%.

The current financial health read for Hanmi Financial Corporation (NASDAQ-HAFC) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Hanmi Financial Corporation (NASDAQ-HAFC) is October 27, 2026.

Based on the current data, dividend yield is 3.5%.

The current P/E ratio listed for Hanmi Financial Corporation (NASDAQ-HAFC) is 10.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Hanmi Financial Corporation is 950.8 M.

The ticker symbol for Hanmi Financial Corporation is NASDAQ-HAFC, and the stock is listed on NASDAQ.

Hanmi Financial Corporation (NASDAQ-HAFC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Hanmi Financial Corporation is 15.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Hanmi Financial Corporation is 97.7%. Free float helps investors understand how much of the share base is available for public trading.