Hanmi Financial Corporation (HAFC)
Hanmi Financial Corporation is a financial holding company and the parent of Hanmi Bank, which provides business banking products and services in the United States. Through its banking subsidiary, the company offers a range of deposit accounts, including noninterest-bearing checking, negotiable order of withdrawal accounts, savings accounts, money market accounts, and certificates of deposit. Its lending activities include commercial real estate, construction, and residential property loans, along with commercial and industrial credit such as term loans, lines of credit, international lending, and equipment lease financing. Hanmi also provides international finance and trade services, including letters of credit and import and export financing, as well as SBA loans for purposes such as owner-occupied commercial real estate, acquisitions, start-ups, franchise financing, working capital, renovations, inventory, equipment, and debt refinancing. Founded in 1982, the company is based in Los Angeles, California, and its common stock trades on NASDAQ under the symbol HAFC.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NASDAQ-HAFC
|
$29.85
|
-7.6% Downside
|
Fair
|
$34.25
|
6.0% Upside
|
Fair
|
Great
|
3.5%
|
October 27, 2026
|
10.7x
|
1.2x
|
3.4x
|
950.8 M
|
15.3%
|
97.7%
|
-1.8
|
37.1%
|
237.0%
|