What is the fair value of Horizon Bancorp (NASDAQ-HBNC) stock?

The current fair value estimate for Horizon Bancorp (NASDAQ-HBNC) is $18.17. This implies an estimated downside of 6.7% versus the current market price.

Is Horizon Bancorp (NASDAQ-HBNC) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 6.7% versus the current market price.

What is the analyst price target for NASDAQ-HBNC stock?

The available analyst price target for Horizon Bancorp (NASDAQ-HBNC) is $22.90. The analyst target implies estimated upside of 17.6%.

How is the financial health of Horizon Bancorp?

The current financial health read for Horizon Bancorp (NASDAQ-HBNC) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Horizon Bancorp's next earnings date?

The next earnings date currently listed for Horizon Bancorp (NASDAQ-HBNC) is October 28, 2026.

Does Horizon Bancorp (NASDAQ-HBNC) pay dividends?

Based on the current data, dividend yield is 3.3%.

What is the market capitalization of Horizon Bancorp?

The current market capitalization listed for Horizon Bancorp is 1 B.

What is the ticker symbol for Horizon Bancorp?

The ticker symbol for Horizon Bancorp is NASDAQ-HBNC, and the stock is listed on NASDAQ.

Where is Horizon Bancorp (NASDAQ-HBNC) listed?

Horizon Bancorp (NASDAQ-HBNC) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Horizon Bancorp?

The current debt-to-total-capital ratio listed for Horizon Bancorp is 28.2%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Horizon Bancorp?

The free float listed for Horizon Bancorp is 97.7%. Free float helps investors understand how much of the share base is available for public trading.

Horizon Bancorp (HBNC) Fair Value & Stock Analysis

Horizon Bancorp (HBNC)

Horizon Bancorp, Inc. is a bank holding company for Horizon Bank, a financial institution that provides commercial and retail banking services. Its deposit products include checking, savings, money market, certificate of deposit, and time deposit accounts, along with non-interest-bearing and interest-bearing demand deposits. The company also offers a range of lending solutions, including commercial, residential real estate, mortgage warehouse, consumer, land and home equity, auto, and agricultural loans. Beyond banking, Horizon Bancorp provides trust and agency services, investment management, real estate investment trust services, debit and credit cards, treasury management, retirement plan services, and insurance products. The company operates full-service offices in northern and central Indiana and southern and central Michigan. Founded in 1873, Horizon Bancorp is headquartered in Michigan City, Indiana, and its common stock is listed on NASDAQ under the ticker HBNC.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Dividend Yield	Next Earnings Date	Price-to-Book Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-HBNC	$18.17	-6.7% Downside	Fair	$22.90	17.6% Upside	Fair	Fair	3.3%	October 28, 2026	1.4x	1 B	28.2%	97.7%	-2.0	-22.0%	-65.3%