Lloyds Banking Group PLC ADR (LYG)
Lloyds Banking Group PLC ADR (NYSE: LYG) is a U.S.-listed depositary receipt representing common stock of Lloyds Banking Group plc, a United Kingdom-based financial services group headquartered in London. Through its subsidiaries, the issuer provides banking and related financial products and services to retail and commercial customers, primarily in the UK. Its operations are organized into Retail, Commercial Banking, and Insurance, Pensions and Investments. The Retail division includes current accounts, savings, mortgages, credit cards, unsecured lending, motor finance, and leasing solutions. Commercial Banking covers lending, transactional banking, working capital management, debt financing, and risk management services for small and medium-sized businesses, corporates, and institutions. The insurance, pensions, and investments segment provides insurance, investment, and pension management solutions, along with life assurance and digital banking services. The group markets its products under brands including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NYSE-LYG
|
$4.93
|
-4.9% Downside
|
Fair
|
$6.43
|
24.1% Upside
|
Undervalued
|
Fair
|
4.0%
|
January 28, 2027
|
9.6x
|
1.2x
|
2.7x
|
74.358 B
|
75.2%
|
94.0%
|
2.1
|
49.9%
|
-48.3%
|
