Magyar Bancorp Inc (MGYR)

Magyar Bancorp, Inc. is the holding company for Magyar Bank, a New Jersey-based banking institution serving individuals, businesses, and nonprofit organizations. Through its banking operations, the company accepts a range of deposit products, including checking, savings, money market, NOW, retirement accounts, and certificates of deposit. Its lending activities include residential mortgages for one- to four-family properties, multifamily and commercial real estate loans, home equity lending, commercial business loans, construction loans, and Small Business Administration loans. Magyar Bancorp also provides non-deposit investment products and financial planning services, such as insurance, fixed and variable annuities, and retirement planning. In addition, it purchases, sells, and holds investment securities. Founded in 1922 and headquartered in New Brunswick, New Jersey, the company is listed on NASDAQ under the ticker MGYR as common stock.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-MGYR
$20.21
4.2% Upside
Fair
Not available
Not available
Good
2.0%
October 30, 2026
10.9x
1.0x
3.3x
125.2 M
28.8%
89.8%
-1.6
19.2%
119.9%
Valuation • Fair Value

Magyar Bancorp Inc (NASDAQ-MGYR) Fair Value by Valuation Model

Review the available estimates for Magyar Bancorp Inc (NASDAQ-MGYR), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$20.21

Estimated upside of 4.2% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$20.25

Classic Ben Graham valuation formula reference.

DDM Fair Value

$29.11

Dividend discount model valuation reference.

Comps Fair Value

$17.25

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Magyar Bancorp Inc (NASDAQ-MGYR) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Magyar Bancorp Inc (NASDAQ-MGYR)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

38.348 M

Current operating scale indicator.

Revenue Forecast

37.848 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Magyar Bancorp Inc (NASDAQ-MGYR) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Magyar Bancorp Inc (NASDAQ-MGYR)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

119.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Magyar Bancorp Inc (NASDAQ-MGYR). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Magyar Bancorp Inc (NASDAQ-MGYR)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 30, 2026

Days to Earnings

42

Dividend Yield

2.0%

Current income yield reference.

Payout Ratio

19.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Magyar Bancorp Inc (NASDAQ-MGYR), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Magyar Bancorp Inc (NASDAQ-MGYR) Stock Forecast & Technical Outlook

Review Magyar Bancorp Inc (NASDAQ-MGYR) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for Magyar Bancorp Inc (NASDAQ-MGYR) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Magyar Bancorp Inc (NASDAQ-MGYR) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Magyar Bancorp Inc (NASDAQ-MGYR) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Magyar Bancorp Inc (NASDAQ-MGYR) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Magyar Bancorp Inc (NASDAQ-MGYR) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Magyar Bancorp Inc (NASDAQ-MGYR)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Magyar Bancorp Inc (NASDAQ-MGYR) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Magyar Bancorp Inc (NASDAQ-MGYR) Stock FAQ

Data-supported answers about Magyar Bancorp Inc (NASDAQ-MGYR), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$20.21
Estimated upside 4.2%
Valuation Rating
Undervalued
Estimated upside of 4.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for Magyar Bancorp Inc (NASDAQ-MGYR) is $20.21. This implies an estimated upside of 4.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 4.2% versus the current market price.

The current financial health read for Magyar Bancorp Inc (NASDAQ-MGYR) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Magyar Bancorp Inc (NASDAQ-MGYR) is October 30, 2026.

Based on the current data, dividend yield is 2.0%.

The current P/E ratio listed for Magyar Bancorp Inc (NASDAQ-MGYR) is 10.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Magyar Bancorp Inc is 125.2 M.

The ticker symbol for Magyar Bancorp Inc is NASDAQ-MGYR, and the stock is listed on NASDAQ.

Magyar Bancorp Inc (NASDAQ-MGYR) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Magyar Bancorp Inc is 28.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Magyar Bancorp Inc is 89.8%. Free float helps investors understand how much of the share base is available for public trading.