NBT Bancorp Inc (NBTB)
NBT Bancorp Inc. is a financial holding company listed on the NASDAQ under the ticker NBTB. Through its banking and related financial service businesses, it provides personal and commercial banking, retirement plan administration, wealth management, trust and investment services, financial planning, insurance, and retirement recordkeeping services. Its banking products include a range of deposit accounts, consumer and commercial loan products, residential mortgages, agricultural lending, and business banking solutions. The company also supports customers through ATM, online, mobile, and telephone channels that allow access to account information, transfers, payments, deposits, statements, and loan applications. In addition, NBT Bancorp operates as a property management and passive investment company and provides investment advisory and financial consulting services. The company serves retail, commercial, and municipal customers across several markets in the northeastern United States and is headquartered in Norwich, New York.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NASDAQ-NBTB
|
$50.69
|
-1.6% Downside
|
Fair
|
$56.83
|
10.3% Upside
|
Fair
|
Good
|
3.1%
|
October 27, 2026
|
12.5x
|
1.4x
|
3.7x
|
2.676 B
|
16.9%
|
98.1%
|
-1.9
|
36.0%
|
114.7%
|
