Northeast Community Bancorp Inc (NECB)

Northeast Community Bancorp Inc. is the holding company for NorthEast Community Bank, a New York-based community banking organization listed on NASDAQ under the ticker NECB. Through its bank subsidiary, the company serves individuals and businesses with a range of deposit products, including checking, savings, money market, demand, and certificate of deposit accounts. Its lending activities include construction, commercial and industrial, multifamily, mixed-use real estate, non-residential real estate, and consumer loans. The company also maintains a portfolio of liquid investments, such as U.S. Treasury obligations, municipal securities, agency securities, Federal Home Loan Bank of New York deposits, and certificates of deposit issued by federally insured institutions. In addition, it provides life insurance products and fixed-rate annuities. Founded in 1934 and headquartered in White Plains, New York, Northeast Community Bancorp operates full-service branches in parts of New York and Massachusetts, along with loan production offices in White Plains and New City, New York, and Danvers, Massachusetts.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-NECB
$31.20
14.3% Upside
Fair
$29.75
9.0% Upside
Fair
Good
3.7%
October 23, 2026
7.9x
0.9x
3.3x
336.9 M
36.6%
95.0%
-1.1
32.9%
114.1%
Valuation • Fair Value

Northeast Community Bancorp Inc (NASDAQ-NECB) Fair Value by Valuation Model

Review the available estimates for Northeast Community Bancorp Inc (NASDAQ-NECB), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$31.20

Estimated upside of 14.3% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$38.13

Classic Ben Graham valuation formula reference.

DDM Fair Value

$35.96

Dividend discount model valuation reference.

Comps Fair Value

$28.02

Comparable-company valuation reference.

Analyst Price Target

$29.75

Analysts imply upside of 9.0%.

How to read these valuation models

Use the 6 available valuation references for Northeast Community Bancorp Inc (NASDAQ-NECB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Northeast Community Bancorp Inc (NASDAQ-NECB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

103.1 M

Current operating scale indicator.

Revenue Forecast

105.4 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Northeast Community Bancorp Inc (NASDAQ-NECB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Northeast Community Bancorp Inc (NASDAQ-NECB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.1

Lower score that deserves closer risk review.

FCF / Net Income

114.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Northeast Community Bancorp Inc (NASDAQ-NECB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Northeast Community Bancorp Inc (NASDAQ-NECB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 23, 2026

Days to Earnings

35

Dividend Yield

3.7%

Current income yield reference.

Payout Ratio

32.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Northeast Community Bancorp Inc (NASDAQ-NECB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Northeast Community Bancorp Inc (NASDAQ-NECB) Stock Forecast & Technical Outlook

Review Northeast Community Bancorp Inc (NASDAQ-NECB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Northeast Community Bancorp Inc (NASDAQ-NECB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Northeast Community Bancorp Inc (NASDAQ-NECB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Northeast Community Bancorp Inc (NASDAQ-NECB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Northeast Community Bancorp Inc (NASDAQ-NECB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Northeast Community Bancorp Inc (NASDAQ-NECB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Northeast Community Bancorp Inc (NASDAQ-NECB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Northeast Community Bancorp Inc (NASDAQ-NECB) has a Buy consensus, with 1 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 1
Sell 0
FAQ Fast Investor Answers

Northeast Community Bancorp Inc (NASDAQ-NECB) Stock FAQ

Data-supported answers about Northeast Community Bancorp Inc (NASDAQ-NECB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$31.20
Estimated upside 14.3%
Valuation Rating
Undervalued
Estimated upside of 14.3%
Analyst Target
$29.75
Implied upside 9.0%
Financial Health
Good
Current financial-health read

The current fair value estimate for Northeast Community Bancorp Inc (NASDAQ-NECB) is $31.20. This implies an estimated upside of 14.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 14.3% versus the current market price.

The available analyst price target for Northeast Community Bancorp Inc (NASDAQ-NECB) is $29.75. The analyst target implies estimated upside of 9.0%.

The current financial health read for Northeast Community Bancorp Inc (NASDAQ-NECB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Northeast Community Bancorp Inc (NASDAQ-NECB) is October 23, 2026.

Based on the current data, dividend yield is 3.7%.

The current P/E ratio listed for Northeast Community Bancorp Inc (NASDAQ-NECB) is 7.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Northeast Community Bancorp Inc is 336.9 M.

The ticker symbol for Northeast Community Bancorp Inc is NASDAQ-NECB, and the stock is listed on NASDAQ.

Northeast Community Bancorp Inc (NASDAQ-NECB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Northeast Community Bancorp Inc is 36.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Northeast Community Bancorp Inc is 95.0%. Free float helps investors understand how much of the share base is available for public trading.