What is the fair value of Oak Valley Bancorp (NASDAQ-OVLY) stock?

The current fair value estimate for Oak Valley Bancorp (NASDAQ-OVLY) is $31.63. This implies an estimated downside of 8.5% versus the current market price.

Is Oak Valley Bancorp (NASDAQ-OVLY) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 8.5% versus the current market price.

How is the financial health of Oak Valley Bancorp?

The current financial health read for Oak Valley Bancorp (NASDAQ-OVLY) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Oak Valley Bancorp's next earnings date?

The next earnings date currently listed for Oak Valley Bancorp (NASDAQ-OVLY) is October 23, 2026.

Does Oak Valley Bancorp (NASDAQ-OVLY) pay dividends?

Based on the current data, dividend yield is 2.2%.

What is the P/E ratio for Oak Valley Bancorp (NASDAQ-OVLY)?

The current P/E ratio listed for Oak Valley Bancorp (NASDAQ-OVLY) is 12.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Oak Valley Bancorp?

The current market capitalization listed for Oak Valley Bancorp is 285.9 M.

What is the ticker symbol for Oak Valley Bancorp?

The ticker symbol for Oak Valley Bancorp is NASDAQ-OVLY, and the stock is listed on NASDAQ.

Where is Oak Valley Bancorp (NASDAQ-OVLY) listed?

Oak Valley Bancorp (NASDAQ-OVLY) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Oak Valley Bancorp?

The current debt-to-total-capital ratio listed for Oak Valley Bancorp is 2.7%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Oak Valley Bancorp?

The free float listed for Oak Valley Bancorp is 85.8%. Free float helps investors understand how much of the share base is available for public trading.

Oak Valley Bancorp (OVLY) Fair Value & Stock Analysis

Oak Valley Bancorp (OVLY)

Oak Valley Bancorp is a bank holding company and the issuer of common stock listed on NASDAQ under the ticker OVLY. Through its subsidiary, Oak Valley Community Bank, the company provides commercial banking services to individuals and small to medium-sized businesses in California’s Central Valley and the Eastern Sierras. Its deposit products include checking and savings accounts, money market accounts, health savings accounts, individual retirement accounts, and certificates of deposit. Lending activities cover commercial real estate, commercial and industrial business loans, trade finance, Small Business Administration lending, and consumer credit such as auto loans, home mortgages, lines of credit, and other personal loans. The bank also provides digital and branch-related services, including internet, online, and mobile banking, ATMs, remote deposit capture, merchant services, night depository, extended hours, wire transfers, and note collection. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-OVLY	$31.63	-8.5% Downside	Fair	Not available	Not available	Good	2.2%	October 23, 2026	12.1x	1.3x	3.4x	285.9 M	2.7%	85.8%	-1.3	24.1%	104.4%