OceanFirst Financial Corp (OCFC)
OceanFirst Financial Corp. is a bank holding company for OceanFirst Bank N.A., a U.S. community banking institution that serves retail and commercial customers. Through its banking operations, the company provides a range of deposit products, including money market, savings, interest-bearing checking, non-interest-bearing, and time deposit accounts, along with brokered deposits. Its lending activities cover commercial real estate, multifamily, land, construction, and commercial and industrial loans, as well as fixed-rate and adjustable-rate mortgage loans secured by one- to four-family residences. OceanFirst Financial also offers consumer lending products such as home equity loans and lines of credit, student loans, savings-secured loans, overdraft lines of credit, and other consumer credit. In addition, it holds investments in mortgage-backed securities, U.S. government and agency securities, and corporate securities, and provides bankcard, trust, asset management, deposit account, loan sale, and investment sale services. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-OCFC
|
$15.74
|
-11.9% Downside
|
Fair
|
$22.25
|
24.5% Upside
|
Undervalued
|
Weak
|
4.4%
|
October 28, 2026
|
37.3x
|
0.7x
|
4.2x
|
1.759 B
|
58.0%
|
85.9%
|
-1.7
|
95.8%
|
235.2%
|
