What is the fair value of OFG Bancorp (NYSE-OFG) stock?

The current fair value estimate for OFG Bancorp (NYSE-OFG) is $47.66. This implies an estimated downside of 6.0% versus the current market price.

Is OFG Bancorp (NYSE-OFG) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 6.0% versus the current market price.

What is the analyst price target for NYSE-OFG stock?

The available analyst price target for OFG Bancorp (NYSE-OFG) is $56.25. The analyst target implies estimated upside of 11.0%.

How is the financial health of OFG Bancorp?

The current financial health read for OFG Bancorp (NYSE-OFG) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is OFG Bancorp's next earnings date?

The next earnings date currently listed for OFG Bancorp (NYSE-OFG) is January 28, 2027.

Does OFG Bancorp (NYSE-OFG) pay dividends?

Based on the current data, dividend yield is 2.7%, ex-dividend date is December 31, 2026, payment date is January 15, 2027.

What is the P/E ratio for OFG Bancorp (NYSE-OFG)?

The current P/E ratio listed for OFG Bancorp (NYSE-OFG) is 9.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of OFG Bancorp?

The current market capitalization listed for OFG Bancorp is 2.129 B.

What is the ticker symbol for OFG Bancorp?

The ticker symbol for OFG Bancorp is NYSE-OFG, and the stock is listed on NYSE.

Where is OFG Bancorp (NYSE-OFG) listed?

OFG Bancorp (NYSE-OFG) is listed on NYSE.

What is the debt-to-total-capital ratio for OFG Bancorp?

The current debt-to-total-capital ratio listed for OFG Bancorp is 22.5%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for OFG Bancorp?

The free float listed for OFG Bancorp is 99.0%. Free float helps investors understand how much of the share base is available for public trading.

OFG Bancorp (OFG) Fair Value & Stock Analysis

OFG Bancorp (OFG)

OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico, and founded in 1964. Through its banking, wealth management, and treasury segments, the company provides a broad set of financial services in the United States. Its banking activities include deposit products such as savings accounts, certificates of deposit, IRAs, and commercial checking accounts, along with time deposits and corporate trust services. OFG also originates commercial, auto, mortgage, and consumer loans, including personal loans, residential solar panel loans, credit cards, and lines of credit, and it provides mortgage banking, loan sales, and securitization services. The wealth management business offers securities brokerage, insurance agency, captive reinsurance, trust services, and related financial solutions, while the treasury segment manages investment securities, interest rate risk, derivatives, and borrowings. The company also maintains a portfolio of mortgage-backed securities, agency obligations, U.S. Treasury securities, and money market instruments.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NYSE-OFG	$47.66	-6.0% Downside	Fair	$56.25	11.0% Upside	Fair	Fair	December 31, 2026	January 15, 2027	2.7%	January 28, 2027	9.5x	1.6x	3.2x	2.129 B	22.5%	99.0%	-1.4	24.9%	90.0%