What is the fair value of Ohio Valley Banc Corp (NASDAQ-OVBC) stock?

The current fair value estimate for Ohio Valley Banc Corp (NASDAQ-OVBC) is $39.41. This implies an estimated downside of 11.9% versus the current market price.

Is Ohio Valley Banc Corp (NASDAQ-OVBC) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 11.9% versus the current market price.

How is the financial health of Ohio Valley Banc Corp?

The current financial health read for Ohio Valley Banc Corp (NASDAQ-OVBC) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Ohio Valley Banc Corp's next earnings date?

The next earnings date currently listed for Ohio Valley Banc Corp (NASDAQ-OVBC) is October 27, 2026.

Does Ohio Valley Banc Corp (NASDAQ-OVBC) pay dividends?

Based on the current data, dividend yield is 2.2%.

What is the P/E ratio for Ohio Valley Banc Corp (NASDAQ-OVBC)?

The current P/E ratio listed for Ohio Valley Banc Corp (NASDAQ-OVBC) is 14.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Ohio Valley Banc Corp?

The current market capitalization listed for Ohio Valley Banc Corp is 211.3 M.

What is the ticker symbol for Ohio Valley Banc Corp?

The ticker symbol for Ohio Valley Banc Corp is NASDAQ-OVBC, and the stock is listed on NASDAQ.

Where is Ohio Valley Banc Corp (NASDAQ-OVBC) listed?

Ohio Valley Banc Corp (NASDAQ-OVBC) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Ohio Valley Banc Corp?

The current debt-to-total-capital ratio listed for Ohio Valley Banc Corp is 19.6%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Ohio Valley Banc Corp?

The free float listed for Ohio Valley Banc Corp is 71.0%. Free float helps investors understand how much of the share base is available for public trading.

Ohio Valley Banc Corp (OVBC) Fair Value & Stock Analysis |...

Ohio Valley Banc Corp (OVBC)

Ohio Valley Banc Corp is a bank holding company listed on NASDAQ under the ticker OVBC and classified as common stock. Through its banking subsidiary, The Ohio Valley Bank Company, the firm provides a range of commercial and consumer banking products and services. Its activities are organized into Banking and Consumer Finance segments. The bank accepts deposit products such as checking and savings accounts, time deposits, money market accounts, individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. Lending activities include residential mortgages, commercial loans, consumer installment lending, unsecured credit card receivables, floor plan and student loans, construction loans, and home equity loans. The company also offers services including safe deposit boxes, wire transfers, credit cards, online banking, cash management tools, trust services, seasonal tax preparation, liability insurance, and online-only consumer direct mortgage services. Ohio Valley Banc Corp operates offices in Ohio and West Virginia and is based in Gallipolis, Ohio.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-OVBC	$39.41	-11.9% Downside	Fair	Not available	Not available	Fair	2.2%	October 27, 2026	14.9x	1.2x	3.4x	211.3 M	19.6%	71.0%	-1.6	31.2%	138.7%