Old Second Bancorp Inc (OSBC)
Old Second Bancorp, Inc. is a bank holding company for Old Second National Bank, a community banking institution serving customers in the United States. Through its banking operations, the company provides a range of deposit products, including checking, money market, savings, certificates of deposit, and individual retirement accounts for consumer and business clients. Its lending activities cover commercial and industrial loans, commercial real estate, multifamily, construction and development, residential mortgage, home equity, consumer, installment, agricultural, and lease financing receivables. The company also offers digital banking tools, cash management services, and treasury-related solutions such as remote deposit capture, wire transfers, lockbox accounts, ACH processing, and reporting services, along with investment, agency, and custodial services. Founded in 1871 and headquartered in Aurora, Illinois, Old Second Bancorp’s common stock trades on NASDAQ under the symbol OSBC.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NASDAQ-OSBC
|
$32.48
|
30.0% Upside
|
Undervalued
|
$27.50
|
10.0% Upside
|
Fair
|
Good
|
1.1%
|
October 21, 2026
|
13.7x
|
1.4x
|
3.7x
|
1.271 B
|
27.0%
|
96.6%
|
-1.7
|
15.3%
|
153.8%
|
