OptimumBank Holdings Inc (OPHC)
OptimumBank Holdings Inc. is a common stock listing on the NYSE for the bank holding company of OptimumBank. Through its banking subsidiary, the company serves individuals and businesses with a range of consumer and commercial banking services. Its deposit products include interest-bearing and noninterest-bearing accounts, savings and money market accounts, NOW accounts, time deposits, and certificates of deposit, along with wire transfer and ACH services. The company also provides lending across several categories, including multifamily, residential, commercial real estate, land and construction, commercial working capital, equipment, inventory, furniture, and consumer-purpose loans. Additional services include debit and ATM cards, cash management, notary, night depository, direct deposit, money orders, cashier’s checks, domestic collections, and banking by mail. Founded in 2000, OptimumBank Holdings is headquartered in Fort Lauderdale, Florida.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NYSE-OPHC
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$6.66
|
10.5% Upside
|
Fair
|
$7.17
|
18.9% Upside
|
Undervalued
|
Great
|
—
|
—
|
—
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0.0%
|
August 11, 2026
|
4.2x
|
0.6x
|
1.5x
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73.733 M
|
—
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36.6%
|
78.1%
|
-1.6
|
—
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123.4%
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