Patriot National Bancorp Inc (PNBK)

Patriot National Bancorp Inc. is a common stock listing on NASDAQ for the holding company of Patriot Bank, N.A. Through its banking subsidiary, the company provides community banking services to individuals, small and medium-sized businesses, and professionals. Its deposit products include checking accounts, money market accounts, certificates of deposit, savings accounts, prepaid deposit accounts, online national money market accounts, individual retirement accounts, and health savings accounts, along with certificate of deposit account registry service. The loan portfolio includes commercial real estate, commercial business, SBA, construction, purchased residential real estate, and consumer lending. Patriot National Bancorp also provides services such as automated clearing house transfers, lockbox processing, internet banking, bill payment, remote deposit capture, debit cards, money orders, traveler’s checks, and ATM access. The company operates in New York, Connecticut, and New Jersey, and also has international operations. It was founded in 1994 and is based in Stamford, Connecticut.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Free Cash Flow / Net Income
NASDAQ-PNBK
$0.84
1.6% Upside
Fair
Not available
Not available
Weak
0.0%
November 13, 2026
1.1x
2.2x
107.5 M
10.6%
-1.5
2,480.3%
Valuation • Fair Value

Patriot National Bancorp Inc (NASDAQ-PNBK) Fair Value by Valuation Model

Review the available estimates for Patriot National Bancorp Inc (NASDAQ-PNBK), including Comps Fair Value.

Primary Valuation Read

Fair Value

$0.84

Estimated upside of 1.6% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

Comps Fair Value

$0.84

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 3 available valuation references for Patriot National Bancorp Inc (NASDAQ-PNBK) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Patriot National Bancorp Inc (NASDAQ-PNBK)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

48.82 M

Current operating scale indicator.

Revenue Forecast

43.589 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Patriot National Bancorp Inc (NASDAQ-PNBK) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Patriot National Bancorp Inc (NASDAQ-PNBK)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

2,480.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Patriot National Bancorp Inc (NASDAQ-PNBK). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Patriot National Bancorp Inc (NASDAQ-PNBK)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 13, 2026

Days to Earnings

7

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Patriot National Bancorp Inc (NASDAQ-PNBK), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Patriot National Bancorp Inc (NASDAQ-PNBK) Stock Forecast & Technical Outlook

Review Patriot National Bancorp Inc (NASDAQ-PNBK) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Patriot National Bancorp Inc (NASDAQ-PNBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Patriot National Bancorp Inc (NASDAQ-PNBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Patriot National Bancorp Inc (NASDAQ-PNBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Patriot National Bancorp Inc (NASDAQ-PNBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Patriot National Bancorp Inc (NASDAQ-PNBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Patriot National Bancorp Inc (NASDAQ-PNBK)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Patriot National Bancorp Inc (NASDAQ-PNBK) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ • Fast Investor Answers

Patriot National Bancorp Inc (NASDAQ-PNBK) Stock FAQ

Data-supported answers about Patriot National Bancorp Inc (NASDAQ-PNBK), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$0.84
Estimated upside 1.6%
Valuation Rating
Near Fair Value
Price is close to fair value
Financial Health
Weak
Current financial-health read

The current fair value estimate for Patriot National Bancorp Inc (NASDAQ-PNBK) is $0.84. This implies an estimated upside of 1.6% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The current financial health read for Patriot National Bancorp Inc (NASDAQ-PNBK) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Patriot National Bancorp Inc (NASDAQ-PNBK) is November 13, 2026.

The latest available data indicates no current dividend yield for Patriot National Bancorp Inc (NASDAQ-PNBK).

The current market capitalization listed for Patriot National Bancorp Inc is 107.5 M.

The ticker symbol for Patriot National Bancorp Inc is NASDAQ-PNBK, and the stock is listed on NASDAQ.

Patriot National Bancorp Inc (NASDAQ-PNBK) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Patriot National Bancorp Inc is 10.6%, which helps investors evaluate the company’s financing structure and leverage profile.