What is the fair value of Peoples Financial Corp (OTC-PFBX) stock?

The current fair value estimate for Peoples Financial Corp (OTC-PFBX) is $19.13. This implies an estimated downside of 20.3% versus the current market price.

Is Peoples Financial Corp (OTC-PFBX) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 20.3% versus the current market price.

How is the financial health of Peoples Financial Corp?

The current financial health read for Peoples Financial Corp (OTC-PFBX) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Peoples Financial Corp's next earnings date?

The next earnings date currently listed for Peoples Financial Corp (OTC-PFBX) is October 23, 2026.

Does Peoples Financial Corp (OTC-PFBX) pay dividends?

Based on the current data, dividend yield is 1.5%.

What is the P/E ratio for Peoples Financial Corp (OTC-PFBX)?

The current P/E ratio listed for Peoples Financial Corp (OTC-PFBX) is 29.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Peoples Financial Corp?

The current market capitalization listed for Peoples Financial Corp is 110.8 M.

What is the ticker symbol for Peoples Financial Corp?

The ticker symbol for Peoples Financial Corp is OTC-PFBX, and the stock is listed on OTC Markets.

Where is Peoples Financial Corp (OTC-PFBX) listed?

Peoples Financial Corp (OTC-PFBX) is listed on OTC Markets.

What is the debt-to-total-capital ratio for Peoples Financial Corp?

The current debt-to-total-capital ratio listed for Peoples Financial Corp is 25.8%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Peoples Financial Corp?

The free float listed for Peoples Financial Corp is 34.3%. Free float helps investors understand how much of the share base is available for public trading.

Peoples Financial Corp (PFBX) Fair Value & Stock Analysis |...

Peoples Financial Corp (PFBX)

Peoples Financial Corp is the bank holding company for The Peoples Bank, a Mississippi-based institution headquartered in Biloxi and founded in 1896. Through its banking subsidiary, the company serves government entities, individuals, and small and commercial businesses in the United States with deposit products, including checking accounts, savings accounts, certificates of deposit, and IRAs, as well as a range of lending activities such as business, commercial, real estate, construction, personal, and installment loans. It also provides trust and fiduciary services, including estate administration and guardianship-related work, along with escrow, stock transfer, and bond paying agency services for corporate clients. Additional offerings include safe deposit boxes, wire transfers, cash management, night drop facilities, collections, and Internet banking.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
OTC-PFBX	$19.13	-20.3% Downside	Overvalued	Not available	Not available	Fair	1.5%	October 23, 2026	29.9x	1.1x	4.1x	110.8 M	25.8%	34.3%	-1.6	44.9%	106.9%