Pinnacle Financial Partners Inc (PNFP)

Pinnacle Financial Partners, Inc. is a bank holding company for Pinnacle Bank and the issuer of common stock listed on the NYSE under the ticker PNFP. Through its banking franchise, the company serves individuals, businesses, and professional clients across the United States with a broad range of deposit products, including checking, savings, money market, and certificates of deposit. Its commercial banking capabilities include treasury management tools, credit card products, and lending services spanning equipment and working capital loans, commercial real estate, residential mortgages, home equity, and other secured and unsecured credit facilities. Pinnacle Financial Partners also provides investment, brokerage, fiduciary, and insurance agency services, along with advisory offerings in merger and acquisition, private placement, and related middle-market transactions. Additional services include online, mobile, and telephone banking, debit cards, remote deposit capture, and cash management solutions. The company was incorporated in 2000 and is headquartered in Atlanta, Georgia.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-PNFP
$116.99
15.3% Upside
Fair
$121.41
19.6% Upside
Undervalued
Good
November 27, 2026
1.9%
January 19, 2027
15.6x
1.1x
3.8x
15.273 B
39.9%
98.8%
-1.4
28.5%
147.0%
Valuation • Fair Value

Pinnacle Financial Partners Inc (NYSE-PNFP) Fair Value by Valuation Model

Review the available estimates for Pinnacle Financial Partners Inc (NYSE-PNFP), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$116.99

Estimated upside of 15.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$72.08

Classic Ben Graham valuation formula reference.

DDM Fair Value

$159.92

Dividend discount model valuation reference.

Comps Fair Value

$102.68

Comparable-company valuation reference.

Analyst Price Target

$121.41

Analysts imply upside of 19.6%.

How to read these valuation models

Use the 6 available valuation references for Pinnacle Financial Partners Inc (NYSE-PNFP) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Pinnacle Financial Partners Inc (NYSE-PNFP)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

4.017 B

Current operating scale indicator.

Revenue Forecast

5.109 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

2.354 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Pinnacle Financial Partners Inc (NYSE-PNFP) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Pinnacle Financial Partners Inc (NYSE-PNFP)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

147.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Pinnacle Financial Partners Inc (NYSE-PNFP). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Pinnacle Financial Partners Inc (NYSE-PNFP)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 19, 2027

Days to Earnings

74

Dividend Payment Date

November 27, 2026

Dividend Yield

1.9%

Current income yield reference.

Payout Ratio

28.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Pinnacle Financial Partners Inc (NYSE-PNFP), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Pinnacle Financial Partners Inc (NYSE-PNFP) Stock Forecast & Technical Outlook

Review Pinnacle Financial Partners Inc (NYSE-PNFP) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Pinnacle Financial Partners Inc (NYSE-PNFP) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Pinnacle Financial Partners Inc (NYSE-PNFP) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Pinnacle Financial Partners Inc (NYSE-PNFP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Pinnacle Financial Partners Inc (NYSE-PNFP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Pinnacle Financial Partners Inc (NYSE-PNFP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Pinnacle Financial Partners Inc (NYSE-PNFP)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Pinnacle Financial Partners Inc (NYSE-PNFP) has a Strong Buy consensus, with 13 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 13
Hold 4
Sell 0
FAQ • Fast Investor Answers

Pinnacle Financial Partners Inc (NYSE-PNFP) Stock FAQ

Data-supported answers about Pinnacle Financial Partners Inc (NYSE-PNFP), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$116.99
Estimated upside 15.3%
Valuation Rating
Undervalued
Estimated upside of 15.3%
Analyst Target
$121.41
Implied upside 19.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for Pinnacle Financial Partners Inc (NYSE-PNFP) is $116.99. This implies an estimated upside of 15.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 15.3% versus the current market price.

The available analyst price target for Pinnacle Financial Partners Inc (NYSE-PNFP) is $121.41. The analyst target implies estimated upside of 19.6%.

The current financial health read for Pinnacle Financial Partners Inc (NYSE-PNFP) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Pinnacle Financial Partners Inc (NYSE-PNFP) is January 19, 2027.

Based on the current data, dividend yield is 1.9%, payment date is November 27, 2026.

The current P/E ratio listed for Pinnacle Financial Partners Inc (NYSE-PNFP) is 15.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Pinnacle Financial Partners Inc is 15.273 B.

The ticker symbol for Pinnacle Financial Partners Inc is NYSE-PNFP, and the stock is listed on NYSE.

Pinnacle Financial Partners Inc (NYSE-PNFP) is listed on NYSE.

The current debt-to-total-capital ratio listed for Pinnacle Financial Partners Inc is 39.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Pinnacle Financial Partners Inc is 98.8%. Free float helps investors understand how much of the share base is available for public trading.