Primis Financial Corp (FRST)

Primis Financial Corp. is a bank holding company for Primis Bank, serving individuals and small and medium-sized businesses in the United States. Through its banking operations, the company provides a range of deposit products, including checking, savings, money market, NOW, and certificate of deposit accounts, along with commercial deposit services such as cash management, payroll processing, merchant services, ACH origination, wire transfers, remote deposit capture, and related account solutions. Primis also offers commercial lending products, including lines of credit, term loans, equipment loans, SBA loans, construction financing, warehouse lending lines, and loans for medical, dental, and veterinary businesses. Its consumer lending activities include residential mortgages, home equity lines of credit, personal loans, life insurance premium financing, and other consumer loan products. The company also provides debit cards, ATM access, notary services, and mobile and online banking. Primis Financial Corp., formerly Southern National Bancorp of Virginia, Inc., was founded in 2004 and is headquartered in McLean, Virginia.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FRST
$18.57
21.5% Upside
Undervalued
$18.94
23.9% Upside
Undervalued
Good
2.6%
January 28, 2027
6.9x
0.9x
1.7x
378 M
54.3%
95.9%
-1.6
18.8%
-84.6%
Valuation • Fair Value

Primis Financial Corp (NASDAQ-FRST) Fair Value by Valuation Model

Review the available estimates for Primis Financial Corp (NASDAQ-FRST), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$18.57

Estimated upside of 21.5% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$23.82

Classic Ben Graham valuation formula reference.

DDM Fair Value

$23.22

Dividend discount model valuation reference.

Comps Fair Value

$15.48

Comparable-company valuation reference.

Analyst Price Target

$18.94

Analysts imply upside of 23.9%.

How to read these valuation models

Use the 6 available valuation references for Primis Financial Corp (NASDAQ-FRST) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Primis Financial Corp (NASDAQ-FRST)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

220.7 M

Current operating scale indicator.

Revenue Forecast

137 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Primis Financial Corp (NASDAQ-FRST) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Primis Financial Corp (NASDAQ-FRST)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

-84.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Primis Financial Corp (NASDAQ-FRST). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Primis Financial Corp (NASDAQ-FRST)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 28, 2027

Days to Earnings

96

Dividend Yield

2.6%

Current income yield reference.

Payout Ratio

18.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Primis Financial Corp (NASDAQ-FRST), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Primis Financial Corp (NASDAQ-FRST) Stock Forecast & Technical Outlook

Review Primis Financial Corp (NASDAQ-FRST) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Primis Financial Corp (NASDAQ-FRST) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Primis Financial Corp (NASDAQ-FRST) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Primis Financial Corp (NASDAQ-FRST) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Primis Financial Corp (NASDAQ-FRST) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Primis Financial Corp (NASDAQ-FRST) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Primis Financial Corp (NASDAQ-FRST)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Primis Financial Corp (NASDAQ-FRST) has a Strong Buy consensus, with 3 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 3
Hold 0
Sell 0
FAQ • Fast Investor Answers

Primis Financial Corp (NASDAQ-FRST) Stock FAQ

Data-supported answers about Primis Financial Corp (NASDAQ-FRST), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$18.57
Estimated upside 21.5%
Valuation Rating
Undervalued
Estimated upside of 21.5%
Analyst Target
$18.94
Implied upside 23.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for Primis Financial Corp (NASDAQ-FRST) is $18.57. This implies an estimated upside of 21.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 21.5% versus the current market price.

The available analyst price target for Primis Financial Corp (NASDAQ-FRST) is $18.94. The analyst target implies estimated upside of 23.9%.

The current financial health read for Primis Financial Corp (NASDAQ-FRST) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Primis Financial Corp (NASDAQ-FRST) is January 28, 2027.

Based on the current data, dividend yield is 2.6%.

The current P/E ratio listed for Primis Financial Corp (NASDAQ-FRST) is 6.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Primis Financial Corp is 378 M.

The ticker symbol for Primis Financial Corp is NASDAQ-FRST, and the stock is listed on NASDAQ.

Primis Financial Corp (NASDAQ-FRST) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Primis Financial Corp is 54.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Primis Financial Corp is 95.9%. Free float helps investors understand how much of the share base is available for public trading.