Seacoast Banking Corporation of Florida (SBCF)

Seacoast Banking Corporation of Florida is a bank holding company whose common stock is listed on the NASDAQ under the symbol SBCF. Through Seacoast National Bank, the company provides integrated financial services to retail and commercial customers across Florida. Its banking products include noninterest-bearing and interest-bearing demand deposits, money market and savings accounts, customer sweep accounts, and time deposits. Lending activities cover construction and land development, commercial and residential real estate, commercial and financial loans, and consumer lending such as installment loans, revolving credit lines, and financing for automobiles, boats, and personal or family needs. In addition to banking, the company also offers wealth management, mortgage, insurance, brokerage, and annuity services through mobile and online channels. Founded in 1926 and headquartered in Stuart, Florida, Seacoast Banking Corporation of Florida serves as the parent company of Seacoast National Bank.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SBCF
$32.91
-2.3% Downside
Fair
$37.04
9.9% Upside
Fair
Fair
September 30, 2026
2.3%
October 22, 2026
21.8x
1.2x
4.7x
3.228 B
27.0%
98.5%
-1.8
48.3%
139.8%
Valuation • Fair Value

Seacoast Banking Corporation of Florida (NASDAQ-SBCF) Fair Value by Valuation Model

Review the available estimates for Seacoast Banking Corporation of Florida (NASDAQ-SBCF), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$32.91

Estimated downside of 2.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$17.15

Classic Ben Graham valuation formula reference.

DDM Fair Value

$39.35

Dividend discount model valuation reference.

Comps Fair Value

$30.77

Comparable-company valuation reference.

Analyst Price Target

$37.04

Analysts imply upside of 9.9%.

How to read these valuation models

Use the 6 available valuation references for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Seacoast Banking Corporation of Florida (NASDAQ-SBCF)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

682.2 M

Current operating scale indicator.

Revenue Forecast

851.1 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Seacoast Banking Corporation of Florida (NASDAQ-SBCF) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Seacoast Banking Corporation of Florida (NASDAQ-SBCF)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

139.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Seacoast Banking Corporation of Florida (NASDAQ-SBCF). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Seacoast Banking Corporation of Florida (NASDAQ-SBCF)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

34

Dividend Payment Date

September 30, 2026

Dividend Yield

2.3%

Current income yield reference.

Payout Ratio

48.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Seacoast Banking Corporation of Florida (NASDAQ-SBCF), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Seacoast Banking Corporation of Florida (NASDAQ-SBCF) Stock Forecast & Technical Outlook

Review Seacoast Banking Corporation of Florida (NASDAQ-SBCF) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Seacoast Banking Corporation of Florida (NASDAQ-SBCF)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Seacoast Banking Corporation of Florida (NASDAQ-SBCF) has a Hold consensus, with 0 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 4
Sell 0
FAQ Fast Investor Answers

Seacoast Banking Corporation of Florida (NASDAQ-SBCF) Stock FAQ

Data-supported answers about Seacoast Banking Corporation of Florida (NASDAQ-SBCF), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$32.91
Estimated downside 2.3%
Valuation Rating
Overvalued
Estimated downside of 2.3%
Analyst Target
$37.04
Implied upside 9.9%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is $32.91. This implies an estimated downside of 2.3% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 2.3% versus the current market price.

The available analyst price target for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is $37.04. The analyst target implies estimated upside of 9.9%.

The current financial health read for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is October 22, 2026.

Based on the current data, dividend yield is 2.3%, payment date is September 30, 2026.

The current P/E ratio listed for Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is 21.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Seacoast Banking Corporation of Florida is 3.228 B.

The ticker symbol for Seacoast Banking Corporation of Florida is NASDAQ-SBCF, and the stock is listed on NASDAQ.

Seacoast Banking Corporation of Florida (NASDAQ-SBCF) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Seacoast Banking Corporation of Florida is 27.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Seacoast Banking Corporation of Florida is 98.5%. Free float helps investors understand how much of the share base is available for public trading.