Shore Bancshares Inc (SHBI)

Shore Bancshares, Inc. is a bank holding company for Shore United Bank, N.A., a U.S. banking franchise serving individuals, businesses, and other organizations. Through its bank subsidiary, the company provides a broad range of consumer and commercial banking products, including checking and savings accounts, money market and sweep accounts, certificates of deposit, cash management services, and deposit registry programs. Its lending activities include commercial credit, real estate acquisition and development loans, construction financing, residential mortgage lending, and a range of consumer loans such as home equity, automobile, installment, and personal credit products. Shore Bancshares also offers trust, wealth management, and financial planning services, along with treasury management tools, debit and credit cards, ATM access, safe deposit boxes, and digital banking services. Founded in 1876, the company is headquartered in Easton, Maryland, and its common stock is listed on NASDAQ under the symbol SHBI.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SHBI
$22.02
-5.2% Downside
Fair
$25.75
10.8% Upside
Fair
Great
2.4%
October 22, 2026
11.7x
1.3x
3.4x
775.2 M
11.5%
91.0%
-1.9
25.4%
131.7%
Valuation • Fair Value

Shore Bancshares Inc (NASDAQ-SHBI) Fair Value by Valuation Model

Review the available estimates for Shore Bancshares Inc (NASDAQ-SHBI), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$22.02

Estimated downside of 5.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$22.01

Classic Ben Graham valuation formula reference.

Comps Fair Value

$22.02

Comparable-company valuation reference.

Analyst Price Target

$25.75

Analysts imply upside of 10.8%.

How to read these valuation models

Use the 5 available valuation references for Shore Bancshares Inc (NASDAQ-SHBI) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Shore Bancshares Inc (NASDAQ-SHBI)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

230.2 M

Current operating scale indicator.

Revenue Forecast

245.1 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Shore Bancshares Inc (NASDAQ-SHBI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Shore Bancshares Inc (NASDAQ-SHBI)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.9

Lower score that deserves closer risk review.

FCF / Net Income

131.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Shore Bancshares Inc (NASDAQ-SHBI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Shore Bancshares Inc (NASDAQ-SHBI)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

34

Dividend Yield

2.4%

Current income yield reference.

Payout Ratio

25.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Shore Bancshares Inc (NASDAQ-SHBI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Shore Bancshares Inc (NASDAQ-SHBI) Stock Forecast & Technical Outlook

Review Shore Bancshares Inc (NASDAQ-SHBI) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Shore Bancshares Inc (NASDAQ-SHBI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Shore Bancshares Inc (NASDAQ-SHBI) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Shore Bancshares Inc (NASDAQ-SHBI) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for Shore Bancshares Inc (NASDAQ-SHBI) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Shore Bancshares Inc (NASDAQ-SHBI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Shore Bancshares Inc (NASDAQ-SHBI)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Shore Bancshares Inc (NASDAQ-SHBI) has a Hold consensus, with 1 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 2
Sell 0
FAQ Fast Investor Answers

Shore Bancshares Inc (NASDAQ-SHBI) Stock FAQ

Data-supported answers about Shore Bancshares Inc (NASDAQ-SHBI), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$22.02
Estimated downside 5.2%
Valuation Rating
Overvalued
Estimated downside of 5.2%
Analyst Target
$25.75
Implied upside 10.8%
Financial Health
Great
Current financial-health read

The current fair value estimate for Shore Bancshares Inc (NASDAQ-SHBI) is $22.02. This implies an estimated downside of 5.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 5.2% versus the current market price.

The available analyst price target for Shore Bancshares Inc (NASDAQ-SHBI) is $25.75. The analyst target implies estimated upside of 10.8%.

The current financial health read for Shore Bancshares Inc (NASDAQ-SHBI) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Shore Bancshares Inc (NASDAQ-SHBI) is October 22, 2026.

Based on the current data, dividend yield is 2.4%.

The current P/E ratio listed for Shore Bancshares Inc (NASDAQ-SHBI) is 11.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Shore Bancshares Inc is 775.2 M.

The ticker symbol for Shore Bancshares Inc is NASDAQ-SHBI, and the stock is listed on NASDAQ.

Shore Bancshares Inc (NASDAQ-SHBI) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Shore Bancshares Inc is 11.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Shore Bancshares Inc is 91.0%. Free float helps investors understand how much of the share base is available for public trading.