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Simmons First National Corporation (SFNC)

Simmons First National Corporation (NASDAQ: SFNC) is a financial holding company and the parent of Simmons Bank, a banking institution that serves individuals and businesses. Through its banking operations, the company provides deposit accounts, checking and savings products, and a range of lending services, including consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA loans. Its service lineup also includes credit cards, trust and fiduciary services, investments, insurance, treasury management, ATM access, internet and mobile banking, overdraft protection, safe deposit boxes, and brokerage services. Headquartered in Pine Bluff, Arkansas, Simmons First National Corporation was founded in 1903 and operates across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SFNC
$20.33
-12.5% Downside
Fair
$26.07
12.2% Upside
Fair
Good
3.6%
January 26, 2027
12.9x
1.0x
3.6x
3.357 B
34.1%
98.5%
-1.6
-35.4%
185.1%
Valuation • Fair Value

Simmons First National Corporation (NASDAQ-SFNC) Fair Value by Valuation Model

Review the available estimates for Simmons First National Corporation (NASDAQ-SFNC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$20.33

Estimated downside of 12.5% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$19.99

Classic Ben Graham valuation formula reference.

DDM Fair Value

$18.95

Dividend discount model valuation reference.

Comps Fair Value

$21.25

Comparable-company valuation reference.

Analyst Price Target

$26.07

Analysts imply upside of 12.2%.

How to read these valuation models

Use the 6 available valuation references for Simmons First National Corporation (NASDAQ-SFNC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Simmons First National Corporation (NASDAQ-SFNC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

930.8 M

Current operating scale indicator.

Revenue Forecast

41.191 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Simmons First National Corporation (NASDAQ-SFNC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Simmons First National Corporation (NASDAQ-SFNC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

185.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Simmons First National Corporation (NASDAQ-SFNC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Simmons First National Corporation (NASDAQ-SFNC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 26, 2027

Days to Earnings

81

Dividend Yield

3.6%

Current income yield reference.

Payout Ratio

-35.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Simmons First National Corporation (NASDAQ-SFNC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Simmons First National Corporation (NASDAQ-SFNC) Stock Forecast & Technical Outlook

Review Simmons First National Corporation (NASDAQ-SFNC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Simmons First National Corporation (NASDAQ-SFNC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Simmons First National Corporation (NASDAQ-SFNC) has a Buy consensus, with 2 buy, 1 hold and 1 sell recommendations in the current data set.

Buy 2
Hold 1
Sell 1
FAQ • Fast Investor Answers

Simmons First National Corporation (NASDAQ-SFNC) Stock FAQ

Data-supported answers about Simmons First National Corporation (NASDAQ-SFNC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$20.33
Estimated downside 12.5%
Valuation Rating
Overvalued
Estimated downside of 12.5%
Analyst Target
$26.07
Implied upside 12.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for Simmons First National Corporation (NASDAQ-SFNC) is $20.33. This implies an estimated downside of 12.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 12.5% versus the current market price.

The available analyst price target for Simmons First National Corporation (NASDAQ-SFNC) is $26.07. The analyst target implies estimated upside of 12.2%.

The current financial health read for Simmons First National Corporation (NASDAQ-SFNC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Simmons First National Corporation (NASDAQ-SFNC) is January 26, 2027.

Based on the current data, dividend yield is 3.6%.

The current P/E ratio listed for Simmons First National Corporation (NASDAQ-SFNC) is 12.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Simmons First National Corporation is 3.357 B.

The ticker symbol for Simmons First National Corporation is NASDAQ-SFNC, and the stock is listed on NASDAQ.

Simmons First National Corporation (NASDAQ-SFNC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Simmons First National Corporation is 34.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Simmons First National Corporation is 98.5%. Free float helps investors understand how much of the share base is available for public trading.

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