What is the fair value of Towne Bank (NASDAQ-TOWN) stock?

The current fair value estimate for Towne Bank (NASDAQ-TOWN) is $38.84. This implies an estimated upside of 4.8% versus the current market price.

Is Towne Bank (NASDAQ-TOWN) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 4.8% versus the current market price.

What is the analyst price target for NASDAQ-TOWN stock?

The available analyst price target for Towne Bank (NASDAQ-TOWN) is $40. The analyst target implies estimated upside of 7.9%.

How is the financial health of Towne Bank?

The current financial health read for Towne Bank (NASDAQ-TOWN) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Towne Bank's next earnings date?

The next earnings date currently listed for Towne Bank (NASDAQ-TOWN) is October 22, 2026.

Does Towne Bank (NASDAQ-TOWN) pay dividends?

Based on the current data, dividend yield is 3.0%, ex-dividend date is September 25, 2026, payment date is October 9, 2026.

What is the P/E ratio for Towne Bank (NASDAQ-TOWN)?

The current P/E ratio listed for Towne Bank (NASDAQ-TOWN) is 10.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Towne Bank?

The current market capitalization listed for Towne Bank is 3.383 B.

What is the ticker symbol for Towne Bank?

The ticker symbol for Towne Bank is NASDAQ-TOWN, and the stock is listed on NASDAQ.

Where is Towne Bank (NASDAQ-TOWN) listed?

Towne Bank (NASDAQ-TOWN) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Towne Bank?

The current debt-to-total-capital ratio listed for Towne Bank is 13.2%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Towne Bank?

The free float listed for Towne Bank is 93.8%. Free float helps investors understand how much of the share base is available for public trading.

Towne Bank (TOWN) Fair Value & Stock Analysis

Towne Bank (TOWN)

Towne Bank is a U.S. financial services company listed on NASDAQ under the ticker TOWN. Organized as a common equity security, it operates as a banking franchise serving individuals, businesses, and professionals. The company reports four operating segments: Banking, Mortgage, Resort Vacation Management, and Insurance.

Its banking activities include deposit products such as checking and savings accounts, money market accounts, certificates of deposit, and retirement accounts, along with treasury management, safe deposit boxes, payroll and social security direct deposit, and automatic payment services. Towne Bank also provides a range of lending products, including consumer, mortgage, and commercial loans, as well as real estate acquisition, development, and construction financing. Beyond banking, it offers residential mortgage lending, resort property management, and property, casualty, life, and health insurance services. The company was incorporated in 1998 and is based in Portsmouth, Virginia.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-TOWN	$38.84	4.8% Upside	Fair	$40	7.9% Upside	Fair	Good	September 25, 2026	October 9, 2026	3.0%	October 22, 2026	10.6x	1.1x	3.0x	3.383 B	13.2%	93.8%	-1.3	47.8%	41.3%