TriCo Bancshares (TCBK)

TriCo Bancshares is a bank holding company for Tri Counties Bank and its common stock is listed on NASDAQ under the ticker TCBK. Through its banking subsidiary, the company serves individual and business customers with a range of commercial and retail banking services. Its deposit products include demand, savings, time, checking, money market, certificate of deposit, and IRA accounts, along with specialized options such as education, health savings, and public funds accounts. TriCo Bancshares also provides lending across small business, consumer, mortgage, commercial, agricultural, and construction categories, as well as financing for vehicles, recreational equipment, and other assets. Additional services include treasury management, credit and debit cards, brokerage and wealth management, equipment financing, digital banking, overdraft services, safe deposit boxes, and payment processing. Founded in 1975, the company is headquartered in Chico, California.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-TCBK
$70.86
32.2% Upside
Undervalued
$62.81
17.2% Upside
Fair
Good
September 25, 2026
2.7%
October 28, 2026
12.7x
1.3x
4.0x
1.713 B
4.3%
94.9%
-1.8
34.3%
98.2%
Valuation • Fair Value

TriCo Bancshares (NASDAQ-TCBK) Fair Value by Valuation Model

Review the available estimates for TriCo Bancshares (NASDAQ-TCBK), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$70.86

Estimated upside of 32.2% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$47.03

Classic Ben Graham valuation formula reference.

DDM Fair Value

$97.56

Dividend discount model valuation reference.

Comps Fair Value

$53.06

Comparable-company valuation reference.

Analyst Price Target

$62.81

Analysts imply upside of 17.2%.

How to read these valuation models

Use the 6 available valuation references for TriCo Bancshares (NASDAQ-TCBK) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for TriCo Bancshares (NASDAQ-TCBK)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

426.2 M

Current operating scale indicator.

Revenue Forecast

449.7 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review TriCo Bancshares (NASDAQ-TCBK) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for TriCo Bancshares (NASDAQ-TCBK)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

98.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for TriCo Bancshares (NASDAQ-TCBK). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for TriCo Bancshares (NASDAQ-TCBK)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

40

Dividend Payment Date

September 25, 2026

Dividend Yield

2.7%

Current income yield reference.

Payout Ratio

34.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for TriCo Bancshares (NASDAQ-TCBK), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

TriCo Bancshares (NASDAQ-TCBK) Stock Forecast & Technical Outlook

Review TriCo Bancshares (NASDAQ-TCBK) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for TriCo Bancshares (NASDAQ-TCBK) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for TriCo Bancshares (NASDAQ-TCBK) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for TriCo Bancshares (NASDAQ-TCBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for TriCo Bancshares (NASDAQ-TCBK) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for TriCo Bancshares (NASDAQ-TCBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for TriCo Bancshares (NASDAQ-TCBK)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, TriCo Bancshares (NASDAQ-TCBK) has a Hold consensus, with 1 buy, 5 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 5
Sell 0
FAQ Fast Investor Answers

TriCo Bancshares (NASDAQ-TCBK) Stock FAQ

Data-supported answers about TriCo Bancshares (NASDAQ-TCBK), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$70.86
Estimated upside 32.2%
Valuation Rating
Undervalued
Estimated upside of 32.2%
Analyst Target
$62.81
Implied upside 17.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for TriCo Bancshares (NASDAQ-TCBK) is $70.86. This implies an estimated upside of 32.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 32.2% versus the current market price.

The available analyst price target for TriCo Bancshares (NASDAQ-TCBK) is $62.81. The analyst target implies estimated upside of 17.2%.

The current financial health read for TriCo Bancshares (NASDAQ-TCBK) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for TriCo Bancshares (NASDAQ-TCBK) is October 28, 2026.

Based on the current data, dividend yield is 2.7%, payment date is September 25, 2026.

The current P/E ratio listed for TriCo Bancshares (NASDAQ-TCBK) is 12.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for TriCo Bancshares is 1.713 B.

The ticker symbol for TriCo Bancshares is NASDAQ-TCBK, and the stock is listed on NASDAQ.

TriCo Bancshares (NASDAQ-TCBK) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for TriCo Bancshares is 4.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for TriCo Bancshares is 94.9%. Free float helps investors understand how much of the share base is available for public trading.