What is the fair value of TrustCo Bank Corp NY (NASDAQ-TRST) stock?

The current fair value estimate for TrustCo Bank Corp NY (NASDAQ-TRST) is $55.01. This implies an estimated downside of 2.9% versus the current market price.

Is TrustCo Bank Corp NY (NASDAQ-TRST) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 2.9% versus the current market price.

How is the financial health of TrustCo Bank Corp NY?

The current financial health read for TrustCo Bank Corp NY (NASDAQ-TRST) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is TrustCo Bank Corp NY's next earnings date?

The next earnings date currently listed for TrustCo Bank Corp NY (NASDAQ-TRST) is October 21, 2026.

Does TrustCo Bank Corp NY (NASDAQ-TRST) pay dividends?

Based on the current data, dividend yield is 2.8%, payment date is October 1, 2026.

What is the P/E ratio for TrustCo Bank Corp NY (NASDAQ-TRST)?

The current P/E ratio listed for TrustCo Bank Corp NY (NASDAQ-TRST) is 14.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of TrustCo Bank Corp NY?

The current market capitalization listed for TrustCo Bank Corp NY is 965 M.

What is the ticker symbol for TrustCo Bank Corp NY?

The ticker symbol for TrustCo Bank Corp NY is NASDAQ-TRST, and the stock is listed on NASDAQ.

Where is TrustCo Bank Corp NY (NASDAQ-TRST) listed?

TrustCo Bank Corp NY (NASDAQ-TRST) is listed on NASDAQ.

What is the debt-to-total-capital ratio for TrustCo Bank Corp NY?

The current debt-to-total-capital ratio listed for TrustCo Bank Corp NY is 13.1%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for TrustCo Bank Corp NY?

The free float listed for TrustCo Bank Corp NY is 90.9%. Free float helps investors understand how much of the share base is available for public trading.

TrustCo Bank Corp NY (TRST) Fair Value & Stock Analysis

TrustCo Bank Corp NY (TRST)

TrustCo Bank Corp NY is a financial services holding company listed on NASDAQ under the ticker TRST. Through Trustco Bank, it provides personal and business banking services to individuals and businesses, including deposit-taking, lending, and investment-related activities. The company also has a real estate investment trust function focused on acquiring, holding, and managing mortgage-related assets such as residential mortgage loans and mortgage-backed securities. Beyond banking, TrustCo offers estate and trust administration, wealth management, estate planning, custodial services, and trustee services for employee benefit plans and corporate pension and profit-sharing trusts. Its branch and ATM network spans multiple counties in New York, Florida, Vermont, Massachusetts, and New Jersey. Founded in 1902, the company is headquartered in Glenville, New York.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Payment Date	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-TRST	$55.01	-2.9% Downside	Fair	Not available	Not available	Fair	October 1, 2026	2.8%	October 21, 2026	14.7x	1.5x	4.9x	965 M	13.1%	90.9%	-1.5	42.2%	91.8%