United Community Banks Inc (UCB)
United Community Banks, Inc. is a bank holding company headquartered in Greenville, South Carolina, and its common stock is listed on the NYSE under the symbol UCB. Through United Community Bank, the company provides a range of financial services in the United States. Its core banking activities include deposit accounts such as checking, savings, and money market products, along with a broad lending platform that covers commercial real estate, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, consumer, construction, and land loans. The company also offers private banking, investment management, financial planning, estate and retirement planning, insurance-related products, trust services, reinsurance on property insurance contracts, and payment processing services for commercial and small business clients. Its customer base spans commercial, retail, government, education, energy, health care, and real estate sectors. Founded in 1950, United Community Banks operates as a financial services provider in the U.S. banking industry.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NYSE-UCB
|
$32.97
|
-5.6% Downside
|
Fair
|
$39.10
|
12.0% Upside
|
Fair
|
Good
|
—
|
—
|
1
|
2.8%
|
July 21, 2026
|
12.6x
|
1.1x
|
4.0x
|
4.315 B
|
—
|
3.8%
|
99.4%
|
-2.1
|
36.1%
|
97.6%
|
