American Business Bk (AMBZ)

American Business Bank is a California-chartered bank listed on OTC Markets under the symbol AMBZ. Through its banking platform, the company serves small and medium-sized businesses, non-profits, business executives, and professionals in Southern California. Its services include credit and deposit products, treasury management, asset-based lending, SBA lending, and international banking services such as money transfers, import and export letters of credit, standby letters of credit, and foreign currency exchange. The bank also provides consulting and referral services. Founded in 1998 and based in Los Angeles, California, American Business Bank operates regional loan production offices across North Orange County, Orange County, the South Bay, the San Fernando Valley, Riverside County, the Inland Empire, Long Beach, and San Diego.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio
OTC-AMBZ
$79.07
8.3% Upside
Fair
Not available
Not available
Great
7.1%
October 23, 2026
10.6x
1.5x
3.9x
647 M
0.0%
89.7%
-1.8
16.6%
Valuation • Fair Value

American Business Bk (OTC-AMBZ) Fair Value by Valuation Model

Review the available estimates for American Business Bk (OTC-AMBZ), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$79.07

Estimated upside of 8.3% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$76.67

Classic Ben Graham valuation formula reference.

DDM Fair Value

$135.96

Dividend discount model valuation reference.

Comps Fair Value

$60.10

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for American Business Bk (OTC-AMBZ) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for American Business Bk (OTC-AMBZ)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

165.5 M

Current operating scale indicator.

Revenue Forecast

172.5 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review American Business Bk (OTC-AMBZ) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for American Business Bk (OTC-AMBZ)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for American Business Bk (OTC-AMBZ). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for American Business Bk (OTC-AMBZ)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 23, 2026

Days to Earnings

35

Dividend Yield

7.1%

Current income yield reference.

Payout Ratio

16.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for American Business Bk (OTC-AMBZ), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for American Business Bk (OTC-AMBZ) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for American Business Bk (OTC-AMBZ) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for American Business Bk (OTC-AMBZ) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for American Business Bk (OTC-AMBZ) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for American Business Bk (OTC-AMBZ) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

American Business Bk (OTC-AMBZ) Stock FAQ

Data-supported answers about American Business Bk (OTC-AMBZ), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$79.07
Estimated upside 8.3%
Valuation Rating
Undervalued
Estimated upside of 8.3%
Financial Health
Great
Current financial-health read

The current fair value estimate for American Business Bk (OTC-AMBZ) is $79.07. This implies an estimated upside of 8.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 8.3% versus the current market price.

The current financial health read for American Business Bk (OTC-AMBZ) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for American Business Bk (OTC-AMBZ) is October 23, 2026.

Based on the current data, dividend yield is 7.1%.

The current P/E ratio listed for American Business Bk (OTC-AMBZ) is 10.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for American Business Bk is 647 M.

The ticker symbol for American Business Bk is OTC-AMBZ, and the stock is listed on OTC Markets.

American Business Bk (OTC-AMBZ) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for American Business Bk is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for American Business Bk is 89.7%. Free float helps investors understand how much of the share base is available for public trading.