Bar Harbor Bankshares Inc (BHB)

Bar Harbor Bankshares Inc. is a financial holding company and the issuer of common stock listed on the NYSE under the ticker BHB. Through Bar Harbor Bank & Trust, the company serves consumers and businesses with a range of banking and related financial services. Its banking activities include deposit accounts such as checking, savings, money market, and certificates of deposit, along with lending products covering commercial construction, commercial real estate, tax-exempt municipal lending, commercial and industrial credit, residential mortgages, home equity, and consumer loans. Beyond banking, the company also provides life insurance, annuity, retirement, and financial planning services, as well as third-party investment and insurance products. It further offers trust and estate administration, wealth advisory, investment management, and a broader set of planning and family office services for individuals, businesses, municipalities, and not-for-profit organizations. Founded in 1887 and headquartered in Bar Harbor, Maine, the company operates as a long-established regional financial institution.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-BHB
$49.06
22.5% Upside
Undervalued
$41
2.4% Upside
Fair
Good
3.4%
October 21, 2026
13.7x
1.2x
3.6x
671.5 M
30.8%
96.7%
-1.8
44.3%
115.8%
Valuation • Fair Value

Bar Harbor Bankshares Inc (NYSE-BHB) Fair Value by Valuation Model

Review the available estimates for Bar Harbor Bankshares Inc (NYSE-BHB), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$49.06

Estimated upside of 22.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$32.68

Classic Ben Graham valuation formula reference.

DDM Fair Value

$80.55

Dividend discount model valuation reference.

Comps Fair Value

$38.56

Comparable-company valuation reference.

Analyst Price Target

$41

Analysts imply upside of 2.4%.

How to read these valuation models

Use the 6 available valuation references for Bar Harbor Bankshares Inc (NYSE-BHB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Bar Harbor Bankshares Inc (NYSE-BHB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

187.4 M

Current operating scale indicator.

Revenue Forecast

197.5 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Bar Harbor Bankshares Inc (NYSE-BHB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Bar Harbor Bankshares Inc (NYSE-BHB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

115.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Bar Harbor Bankshares Inc (NYSE-BHB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Bar Harbor Bankshares Inc (NYSE-BHB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 21, 2026

Days to Earnings

33

Dividend Yield

3.4%

Current income yield reference.

Payout Ratio

44.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Bar Harbor Bankshares Inc (NYSE-BHB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Bar Harbor Bankshares Inc (NYSE-BHB) Stock Forecast & Technical Outlook

Review Bar Harbor Bankshares Inc (NYSE-BHB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Bar Harbor Bankshares Inc (NYSE-BHB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Bar Harbor Bankshares Inc (NYSE-BHB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Bar Harbor Bankshares Inc (NYSE-BHB) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Bar Harbor Bankshares Inc (NYSE-BHB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Bar Harbor Bankshares Inc (NYSE-BHB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Bar Harbor Bankshares Inc (NYSE-BHB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Bar Harbor Bankshares Inc (NYSE-BHB) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

Bar Harbor Bankshares Inc (NYSE-BHB) Stock FAQ

Data-supported answers about Bar Harbor Bankshares Inc (NYSE-BHB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$49.06
Estimated upside 22.5%
Valuation Rating
Undervalued
Estimated upside of 22.5%
Analyst Target
$41
Implied upside 2.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for Bar Harbor Bankshares Inc (NYSE-BHB) is $49.06. This implies an estimated upside of 22.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 22.5% versus the current market price.

The available analyst price target for Bar Harbor Bankshares Inc (NYSE-BHB) is $41. The analyst target implies estimated upside of 2.4%.

The current financial health read for Bar Harbor Bankshares Inc (NYSE-BHB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Bar Harbor Bankshares Inc (NYSE-BHB) is October 21, 2026.

Based on the current data, dividend yield is 3.4%.

The current P/E ratio listed for Bar Harbor Bankshares Inc (NYSE-BHB) is 13.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Bar Harbor Bankshares Inc is 671.5 M.

The ticker symbol for Bar Harbor Bankshares Inc is NYSE-BHB, and the stock is listed on NYSE.

Bar Harbor Bankshares Inc (NYSE-BHB) is listed on NYSE.

The current debt-to-total-capital ratio listed for Bar Harbor Bankshares Inc is 30.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Bar Harbor Bankshares Inc is 96.7%. Free float helps investors understand how much of the share base is available for public trading.