Citizens Financial Group Inc (CFG)

Citizens Financial Group, Inc. is a bank holding company listed on the New York Stock Exchange under the ticker CFG. Through its Consumer Banking and Commercial Banking segments, the company provides a range of financial products and services to individuals, small businesses, middle-market companies, large corporations, and institutions across the United States. Its consumer business includes deposit accounts, mortgage and home equity lending, credit cards, business loans, wealth management, education financing, point-of-sale finance loans, and digital deposit products. The commercial business offers lending and leasing, deposit and treasury management, foreign exchange, interest rate and commodity risk management, syndicated lending, corporate finance, mergers and acquisitions advisory, and debt and equity capital markets services. Founded in 1828 and headquartered in Providence, Rhode Island, the company was previously known as RBS Citizens Financial Group, Inc. before adopting its current name in 2014.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-CFG
$81.48
21.5% Upside
Undervalued
$81.47
21.5% Upside
Undervalued
Fair
2.7%
October 16, 2026
14.3x
1.2x
3.5x
28.236 B
35.0%
99.0%
-1.4
43.1%
118.6%
Valuation • Fair Value

Citizens Financial Group Inc (NYSE-CFG) Fair Value by Valuation Model

Review the available estimates for Citizens Financial Group Inc (NYSE-CFG), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$81.48

Estimated upside of 21.5% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$52.27

Classic Ben Graham valuation formula reference.

DDM Fair Value

$113.67

Dividend discount model valuation reference.

Comps Fair Value

$60.02

Comparable-company valuation reference.

Analyst Price Target

$81.47

Analysts imply upside of 21.5%.

How to read these valuation models

Use the 6 available valuation references for Citizens Financial Group Inc (NYSE-CFG) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Citizens Financial Group Inc (NYSE-CFG)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

8.161 B

Current operating scale indicator.

Revenue Forecast

9.18 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Citizens Financial Group Inc (NYSE-CFG) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Citizens Financial Group Inc (NYSE-CFG)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

118.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Citizens Financial Group Inc (NYSE-CFG). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Citizens Financial Group Inc (NYSE-CFG)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 16, 2026

Days to Earnings

28

Dividend Yield

2.7%

Current income yield reference.

Payout Ratio

43.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Citizens Financial Group Inc (NYSE-CFG), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Citizens Financial Group Inc (NYSE-CFG) Stock Forecast & Technical Outlook

Review Citizens Financial Group Inc (NYSE-CFG) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Citizens Financial Group Inc (NYSE-CFG) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Citizens Financial Group Inc (NYSE-CFG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Citizens Financial Group Inc (NYSE-CFG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Citizens Financial Group Inc (NYSE-CFG) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Citizens Financial Group Inc (NYSE-CFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Citizens Financial Group Inc (NYSE-CFG)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Citizens Financial Group Inc (NYSE-CFG) has a Strong Buy consensus, with 10 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 10
Hold 3
Sell 0
FAQ Fast Investor Answers

Citizens Financial Group Inc (NYSE-CFG) Stock FAQ

Data-supported answers about Citizens Financial Group Inc (NYSE-CFG), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$81.48
Estimated upside 21.5%
Valuation Rating
Undervalued
Estimated upside of 21.5%
Analyst Target
$81.47
Implied upside 21.5%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Citizens Financial Group Inc (NYSE-CFG) is $81.48. This implies an estimated upside of 21.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 21.5% versus the current market price.

The available analyst price target for Citizens Financial Group Inc (NYSE-CFG) is $81.47. The analyst target implies estimated upside of 21.5%.

The current financial health read for Citizens Financial Group Inc (NYSE-CFG) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Citizens Financial Group Inc (NYSE-CFG) is October 16, 2026.

Based on the current data, dividend yield is 2.7%.

The current P/E ratio listed for Citizens Financial Group Inc (NYSE-CFG) is 14.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Citizens Financial Group Inc is 28.236 B.

The ticker symbol for Citizens Financial Group Inc is NYSE-CFG, and the stock is listed on NYSE.

Citizens Financial Group Inc (NYSE-CFG) is listed on NYSE.

The current debt-to-total-capital ratio listed for Citizens Financial Group Inc is 35.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Citizens Financial Group Inc is 99.0%. Free float helps investors understand how much of the share base is available for public trading.