Commerzbank AG PK (CRZBY)

Commerzbank AG PK (CRZBY) is the OTC Markets-listed depositary receipt for Commerzbank AG, a German banking group headquartered in Frankfurt am Main. The underlying issuer serves private and small-business customers, corporate clients, financial service providers, and institutional clients across Germany, the rest of Europe, the Americas, Asia, and other international markets. Its activities are organized into two segments: Private and Small-Business Customers and Corporate Clients. The bank provides a broad range of services, including deposit and transaction accounts, cards, payment solutions, overdraft facilities, loans, real estate financing, corporate and trade finance, merger and acquisition advisory, foreign trade services, online banking, securities trading, and wealth and asset planning services. Founded in 1870, Commerzbank AG operates as a diversified banking and capital markets institution.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-CRZB.Y
$46.15
-3.5% Downside
Fair
$52
8.8% Upside
Fair
Fair
13.57 B
1.9%
November 5, 2026
15.6x
1.3x
3.8x
51.382 B
68.4%
75.8%
-0.9
47.7%
-304.7%
Valuation • Fair Value

Commerzbank AG PK (OTC-CRZB.Y) Fair Value by Valuation Model

Review the available estimates for Commerzbank AG PK (OTC-CRZB.Y), including Ben Graham Formula Value.

Primary Valuation Read

Fair Value

$46.15

Estimated downside of 3.5% versus the current market price.

Ben Graham Formula Value

44

Classic Ben Graham valuation formula reference.

Analyst Price Target

$52

Analysts imply upside of 8.8%.

How to read these valuation models

Use the 3 available valuation references for Commerzbank AG PK (OTC-CRZB.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Commerzbank AG PK (OTC-CRZB.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

Neutral

Current operating scale indicator.

Revenue Forecast

Buy

Forward revenue estimate.

EBITDA

Banks

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Commerzbank AG PK (OTC-CRZB.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Commerzbank AG PK (OTC-CRZB.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

0 K

Weak quality score that deserves closer review.

Altman Z-Score

-0.9

Lower score that deserves closer risk review.

FCF / Net Income

-304.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Commerzbank AG PK (OTC-CRZB.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Commerzbank AG PK (OTC-CRZB.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 5, 2026

Days to Earnings

Neutral

Dividend Payment Date

13.57 B

Dividend Yield

1.9%

Current income yield reference.

Payout Ratio

47.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Commerzbank AG PK (OTC-CRZB.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Analyst Outlook

Analyst Consensus for Commerzbank AG PK (OTC-CRZB.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Analyst Consensus for Commerzbank AG PK (OTC-CRZB.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Commerzbank AG PK (OTC-CRZB.Y) has a Hold consensus, with 0 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 4
Sell 0
FAQ Fast Investor Answers

Commerzbank AG PK (OTC-CRZB.Y) Stock FAQ

Data-supported answers about Commerzbank AG PK (OTC-CRZB.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$46.15
Estimated downside 3.5%
Valuation Rating
Overvalued
Estimated downside of 3.5%
Analyst Target
$52
Implied upside 8.8%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Commerzbank AG PK (OTC-CRZB.Y) is $46.15. This implies an estimated downside of 3.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.5% versus the current market price.

The available analyst price target for Commerzbank AG PK (OTC-CRZB.Y) is $52. The analyst target implies estimated upside of 8.8%.

The current financial health read for Commerzbank AG PK (OTC-CRZB.Y) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Commerzbank AG PK (OTC-CRZB.Y) is November 5, 2026.

Based on the current data, dividend yield is 1.9%, payment date is 13.57 B.

The current P/E ratio listed for Commerzbank AG PK (OTC-CRZB.Y) is 15.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Commerzbank AG PK is 51.382 B.

The ticker symbol for Commerzbank AG PK is OTC-CRZB.Y, and the stock is listed on OTC Markets.

Commerzbank AG PK (OTC-CRZB.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Commerzbank AG PK is 68.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Commerzbank AG PK is 75.8%. Free float helps investors understand how much of the share base is available for public trading.