E-L Financial Corporation Ltd (ELFIF)

E-L Financial Corp Ltd is a Canadian investment and insurance holding company listed on OTC Markets as common stock. The company operates through two segments, E-L Corporate and Empire Life. Its investment activities include direct and indirect holdings in equities and fixed income securities, with exposure through common shares, investment funds, closed-end investment companies, limited partnerships, and other private investment interests. Through its insurance and financial services businesses, E-L Financial underwrites life and health insurance, wealth management products, employee benefit plans, segregated funds, mutual funds, and annuity products for individuals, professionals, and businesses. The company distributes these products through independent financial advisors, managing general agents, national account firms, and group solutions brokers and representatives. Founded in 1968, E-L Financial is headquartered in Toronto, Canada.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ELFI.F
$17.93
39.1% Upside
Undervalued
Not available
Not available
Great
September 29, 2026
October 16, 2026
0.9%
November 10, 2026
3.4x
0.7x
1.5x
4.448 B
5.846 B
9.5%
57.6%
5.5
5.6%
27.3%
Valuation • Fair Value

E-L Financial Corporation Ltd (OTC-ELFI.F) Fair Value by Valuation Model

Review the available estimates for E-L Financial Corporation Ltd (OTC-ELFI.F), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$17.93

Estimated upside of 39.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$41.43

Classic Ben Graham valuation formula reference.

DDM Fair Value

$25.66

Dividend discount model valuation reference.

Comps Fair Value

$15.36

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for E-L Financial Corporation Ltd (OTC-ELFI.F) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for E-L Financial Corporation Ltd (OTC-ELFI.F)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

2.977 B

Current operating scale indicator.

Revenue Forecast

2.409 B

Forward revenue estimate.

EBITDA

1.853 B

Current operating profitability reference.

EBITDA Forecast

1.369 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review E-L Financial Corporation Ltd (OTC-ELFI.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for E-L Financial Corporation Ltd (OTC-ELFI.F)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

5.5

Relatively strong balance-sheet zone.

FCF / Net Income

27.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for E-L Financial Corporation Ltd (OTC-ELFI.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for E-L Financial Corporation Ltd (OTC-ELFI.F)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 10, 2026

Days to Earnings

49

Dividend Payment Date

October 16, 2026

Ex-Dividend Date

September 29, 2026

Dividend Yield

0.9%

Current income yield reference.

Payout Ratio

5.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for E-L Financial Corporation Ltd (OTC-ELFI.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for E-L Financial Corporation Ltd (OTC-ELFI.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for E-L Financial Corporation Ltd (OTC-ELFI.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for E-L Financial Corporation Ltd (OTC-ELFI.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for E-L Financial Corporation Ltd (OTC-ELFI.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for E-L Financial Corporation Ltd (OTC-ELFI.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

E-L Financial Corporation Ltd (OTC-ELFI.F) Stock FAQ

Data-supported answers about E-L Financial Corporation Ltd (OTC-ELFI.F), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$17.93
Estimated upside 39.1%
Valuation Rating
Undervalued
Estimated upside of 39.1%
Financial Health
Great
Current financial-health read

The current fair value estimate for E-L Financial Corporation Ltd (OTC-ELFI.F) is $17.93. This implies an estimated upside of 39.1% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 39.1% versus the current market price.

The current financial health read for E-L Financial Corporation Ltd (OTC-ELFI.F) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for E-L Financial Corporation Ltd (OTC-ELFI.F) is November 10, 2026.

Based on the current data, dividend yield is 0.9%, ex-dividend date is September 29, 2026, payment date is October 16, 2026.

The current P/E ratio listed for E-L Financial Corporation Ltd (OTC-ELFI.F) is 3.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for E-L Financial Corporation Ltd is 4.448 B.

The current enterprise value listed for E-L Financial Corporation Ltd is 5.846 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for E-L Financial Corporation Ltd is OTC-ELFI.F, and the stock is listed on OTC Markets.

E-L Financial Corporation Ltd (OTC-ELFI.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for E-L Financial Corporation Ltd is 9.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for E-L Financial Corporation Ltd is 57.6%. Free float helps investors understand how much of the share base is available for public trading.