Flagstar Bank National Association (FLG)

Flagstar Bank, National Association is a U.S. banking company listed on the NYSE under the symbol FLG. Through its banking franchise, it provides deposit products such as checking, savings, money market, and certificate of deposit accounts, along with a range of lending solutions. Its loan portfolio includes multi-family, commercial real estate, acquisition, development and construction, commercial and industrial, one-to-four family, specialty finance, warehouse, home equity line, and other consumer loans, including overdraft lending. The company also provides non-deposit investment and insurance products, as well as online and mobile banking services. Its customer base includes individuals, small and mid-sized businesses, and professional associations. Formerly known as Flagstar Financial, Inc., the company was founded in 1859 and is headquartered in Hicksville, New York.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-FLG
$15.15
3.2% Upside
Fair
$16.53
12.6% Upside
Fair
Fair
0.04
0.3%
July 24, 2026
-68.8x
0.8x
3.1x
6.186 B
63.5%
64.0%
-1.5
-87.5%
-242.7%
Valuation • Fair Value

Flagstar Bank National Association (NYSE-FLG) Fair Value by Valuation Model

Compare the primary fair value estimate for Flagstar Bank National Association (NYSE-FLG) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$15.15

Estimated upside of 3.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$15.15

Comparable-company valuation reference.

Analyst Price Target

$16.53

Analysts imply upside of 12.6%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Flagstar Bank National Association (NYSE-FLG) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Flagstar Bank National Association (NYSE-FLG)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

1.965 B

Current operating scale indicator.

Revenue Forecast

2.267 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Flagstar Bank National Association (NYSE-FLG) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Flagstar Bank National Association (NYSE-FLG)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

-242.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Flagstar Bank National Association (NYSE-FLG). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Flagstar Bank National Association (NYSE-FLG)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 24, 2026

Days to Earnings

3

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.3%

Income yield reference.

Upcoming Dividend

0.04

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

-87.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Flagstar Bank National Association (NYSE-FLG), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Flagstar Bank National Association (NYSE-FLG) Stock Forecast & Technical Outlook

Review Flagstar Bank National Association (NYSE-FLG) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Flagstar Bank National Association (NYSE-FLG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Flagstar Bank National Association (NYSE-FLG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Flagstar Bank National Association (NYSE-FLG) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Flagstar Bank National Association (NYSE-FLG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Buy

The monthly technical read for Flagstar Bank National Association (NYSE-FLG) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Flagstar Bank National Association (NYSE-FLG)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Flagstar Bank National Association (NYSE-FLG) has a Buy consensus, with 8 buy, 7 hold and 0 sell recommendations in the current data set.

Buy 8
Hold 7
Sell 0
FAQ Fast Investor Answers

Flagstar Bank National Association (NYSE-FLG) Stock FAQ

Quick answers about Flagstar Bank National Association (NYSE-FLG) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$15.15
Estimated upside 3.2%
Valuation Rating
Undervalued
Estimated upside of 3.2%
Analyst Target
$16.53
Implied upside 12.6%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Flagstar Bank National Association (NYSE-FLG) is $15.15. This implies an estimated upside of 3.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 3.2% versus the current market price.

The available analyst price target for Flagstar Bank National Association (NYSE-FLG) is $16.53. The analyst target implies estimated upside of 12.6%.

The current financial health read for Flagstar Bank National Association (NYSE-FLG) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Flagstar Bank National Association (NYSE-FLG) is July 24, 2026.

Based on the current data, dividend yield is 0.3%, upcoming dividend amount is 0.04.

The current P/E ratio listed for Flagstar Bank National Association (NYSE-FLG) is -68.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Flagstar Bank National Association is 6.186 B.

The ticker symbol for Flagstar Bank National Association is NYSE-FLG, and the stock is listed on NYSE.

Flagstar Bank National Association (NYSE-FLG) is listed on NYSE.

The current debt-to-total-capital ratio listed for Flagstar Bank National Association is 63.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Flagstar Bank National Association is 64.0%. Free float helps investors understand how much of the share base is available for public trading.