What is the fair value of Harleysville Financial Corp (OTC-HARL) stock?

The current fair value estimate for Harleysville Financial Corp (OTC-HARL) is $34.17. This implies an estimated upside of 2.8% versus the current market price.

Is Harleysville Financial Corp (OTC-HARL) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 2.8% versus the current market price.

How is the financial health of Harleysville Financial Corp?

The current financial health read for Harleysville Financial Corp (OTC-HARL) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Harleysville Financial Corp's next earnings date?

The next earnings date currently listed for Harleysville Financial Corp (OTC-HARL) is October 21, 2026.

Does Harleysville Financial Corp (OTC-HARL) pay dividends?

Based on the current data, dividend yield is 4.2%.

What is the P/E ratio for Harleysville Financial Corp (OTC-HARL)?

The current P/E ratio listed for Harleysville Financial Corp (OTC-HARL) is 9.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Harleysville Financial Corp?

The current market capitalization listed for Harleysville Financial Corp is 118.4 M.

What is the ticker symbol for Harleysville Financial Corp?

The ticker symbol for Harleysville Financial Corp is OTC-HARL, and the stock is listed on OTC Markets.

Where is Harleysville Financial Corp (OTC-HARL) listed?

Harleysville Financial Corp (OTC-HARL) is listed on OTC Markets.

What is the debt-to-total-capital ratio for Harleysville Financial Corp?

The current debt-to-total-capital ratio listed for Harleysville Financial Corp is 54.6%, which helps investors evaluate the company’s financing structure and leverage profile.

Harleysville Financial Corp (HARL) Fair Value & Stock Analysis |...

Harleysville Financial Corp (HARL)

Harleysville Financial Corp. is a bank holding company for Harleysville Bank, serving customers in Pennsylvania. Through its banking operations, the company provides deposit products such as savings, money market, and checking accounts, along with certificates of deposit. Its lending activities include mortgage, home equity, business term, and commercial real estate loans, as well as lines of credit. The company also supports business clients with online banking, cash management tools, fraud prevention services, debit card access, remote deposit, and other treasury-related services. In addition, Harleysville Financial offers wealth management and investment-related services, including financial planning, retirement and estate planning, insurance products, mutual funds, annuities, and other investment solutions. Founded in 1915 and headquartered in Harleysville, Pennsylvania, the company was previously known as Harleysville Savings Financial Corporation and adopted its current name in May 2017.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Altman Z-Score	Payout Ratio
OTC-HARL	$34.17	2.8% Upside	Fair	Not available	Not available	Fair	4.2%	October 21, 2026	9.7x	1.2x	3.5x	118.4 M	54.6%	-1.3	49.3%