What is the fair value of Mechanics Bancorp (NASDAQ-MCHB) stock?

The current fair value estimate for Mechanics Bancorp (NASDAQ-MCHB) is $14.84. This implies an estimated downside of 2.3% versus the current market price.

Is Mechanics Bancorp (NASDAQ-MCHB) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 2.3% versus the current market price.

What is the analyst price target for NASDAQ-MCHB stock?

The available analyst price target for Mechanics Bancorp (NASDAQ-MCHB) is $17.38. The analyst target implies estimated upside of 14.4%.

How is the financial health of Mechanics Bancorp?

The current financial health read for Mechanics Bancorp (NASDAQ-MCHB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Mechanics Bancorp's next earnings date?

The next earnings date currently listed for Mechanics Bancorp (NASDAQ-MCHB) is October 29, 2026.

Does Mechanics Bancorp (NASDAQ-MCHB) pay dividends?

Based on the current data, dividend yield is 6.5%.

What is the P/E ratio for Mechanics Bancorp (NASDAQ-MCHB)?

The current P/E ratio listed for Mechanics Bancorp (NASDAQ-MCHB) is 12.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Mechanics Bancorp?

The current market capitalization listed for Mechanics Bancorp is 3.516 B.

What is the ticker symbol for Mechanics Bancorp?

The ticker symbol for Mechanics Bancorp is NASDAQ-MCHB, and the stock is listed on NASDAQ.

Where is Mechanics Bancorp (NASDAQ-MCHB) listed?

Mechanics Bancorp (NASDAQ-MCHB) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Mechanics Bancorp?

The current debt-to-total-capital ratio listed for Mechanics Bancorp is 7.8%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Mechanics Bancorp?

The free float listed for Mechanics Bancorp is 21.3%. Free float helps investors understand how much of the share base is available for public trading.

Mechanics Bancorp (MCHB) Fair Value & Stock Analysis

Mechanics Bancorp (MCHB)

Mechanics Bancorp is a bank holding company and the issuer of common stock listed on NASDAQ under the symbol MCHB. Through its subsidiary, Mechanics Bank, the company provides a range of banking and financial services in California, Oregon, Washington, and Hawaii. Its offerings include checking and savings accounts, consumer lending products such as home, auto, term, and personal loans, as well as credit lines and SBA lending. The bank also serves commercial clients with real estate lending, equipment financing, trade services, letters of credit, cash management, merchant services, payroll, and fraud prevention solutions. In addition, Mechanics Bancorp provides wealth-related services through trust and estate, investment management, retirement plan, private banking, and brokerage activities. Founded in 1905 and headquartered in Walnut Creek, California, the company serves both retail and business customers.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-MCHB	$14.84	-2.3% Downside	Fair	$17.38	14.4% Upside	Fair	Good	6.5%	October 29, 2026	12.5x	1.3x	4.7x	3.516 B	7.8%	21.3%	-2.2	107.8%	65.3%