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Two Harbors Investments Corp (TWO)

Featured in Small-Cap Stocks

Two Harbors Investments Corp. is a mortgage REIT listed on the NYSE under the ticker TWO. The company invests in, finances, and manages mortgage servicing rights, agency residential mortgage-backed securities, and other financial assets, with operations conducted through RoundPoint in the United States. Its target assets include agency RMBS backed by fixed-rate, adjustable-rate, and hybrid mortgage loans, as well as selected mortgage-related holdings such as non-agency securities and non-hedging transactions. Organized in 2009 and headquartered in Saint Louis Park, Minnesota, the company qualifies as a REIT for federal income tax purposes.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-TWO
$11.19
-7.5% Downside
Fair
$11.88
-1.9% Downside
Fair
Fair
—
—
1.36
11.2%
August 5, 2026
-3.2x
1.1x
2.6x
1.271 B
—
81.6%
99.0%
-3.2
-62.0%
-8.5%
Valuation • Fair Value

Two Harbors Investments Corp (NYSE-TWO) Fair Value by Valuation Model

Compare the primary fair value estimate for Two Harbors Investments Corp (NYSE-TWO) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$11.19

Estimated downside of 7.5% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$11.19

Comparable-company valuation reference.

Analyst Price Target

$11.88

Analysts imply downside of 1.9%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Two Harbors Investments Corp (NYSE-TWO) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Two Harbors Investments Corp (NYSE-TWO)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

493.8 M

Current operating scale indicator.

Revenue Forecast

-19.644 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Two Harbors Investments Corp (NYSE-TWO) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Two Harbors Investments Corp (NYSE-TWO)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-3.2

Lower score that deserves closer risk review.

FCF / Net Income

-8.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Two Harbors Investments Corp (NYSE-TWO). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Two Harbors Investments Corp (NYSE-TWO)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 5, 2026

Days to Earnings

15

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

11.2%

Income yield reference.

Upcoming Dividend

1.36

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

-62.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Two Harbors Investments Corp (NYSE-TWO), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Two Harbors Investments Corp (NYSE-TWO) Stock Forecast & Technical Outlook

Review Two Harbors Investments Corp (NYSE-TWO) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Two Harbors Investments Corp (NYSE-TWO) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Two Harbors Investments Corp (NYSE-TWO) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Two Harbors Investments Corp (NYSE-TWO) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Two Harbors Investments Corp (NYSE-TWO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Buy

The monthly technical read for Two Harbors Investments Corp (NYSE-TWO) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Two Harbors Investments Corp (NYSE-TWO)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Two Harbors Investments Corp (NYSE-TWO) has a Hold consensus, with 0 buy, 7 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 7
Sell 0
FAQ • Fast Investor Answers

Two Harbors Investments Corp (NYSE-TWO) Stock FAQ

Quick answers about Two Harbors Investments Corp (NYSE-TWO) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$11.19
Estimated downside 7.5%
Valuation Rating
Overvalued
Estimated downside of 7.5%
Analyst Target
$11.88
Implied downside 1.9%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Two Harbors Investments Corp (NYSE-TWO) is $11.19. This implies an estimated downside of 7.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 7.5% versus the current market price.

The available analyst price target for Two Harbors Investments Corp (NYSE-TWO) is $11.88. The analyst target implies estimated downside of 1.9%.

The current financial health read for Two Harbors Investments Corp (NYSE-TWO) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Two Harbors Investments Corp (NYSE-TWO) is August 5, 2026.

Based on the current data, dividend yield is 11.2%, upcoming dividend amount is 1.36.

The current P/E ratio listed for Two Harbors Investments Corp (NYSE-TWO) is -3.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Two Harbors Investments Corp is 1.271 B.

The ticker symbol for Two Harbors Investments Corp is NYSE-TWO, and the stock is listed on NYSE.

Two Harbors Investments Corp (NYSE-TWO) is listed on NYSE.

The current debt-to-total-capital ratio listed for Two Harbors Investments Corp is 81.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Two Harbors Investments Corp is 99.0%. Free float helps investors understand how much of the share base is available for public trading.

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