Bank of N.T. Butterfield & Son Ltd (NTB)

Bank of N.T. Butterfield & Son Ltd is a Bermuda-based banking group listed on the New York Stock Exchange as common stock under the ticker NTB. Through its network of offices in Bermuda and several international financial centers, the bank serves individuals and small to medium-sized businesses with community, commercial, and private banking services. Its activities include deposit accounts, residential and commercial lending, credit and debit card services, foreign exchange, treasury and liquidity management, custody administration, settlement services, and wealth-related offerings such as investment management, brokerage, and fiduciary services. Founded in 1784, the company is headquartered in Hamilton, Bermuda.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-NTB
$58.88
0.6% Upside
Fair
$64
9.3% Upside
Fair
Good
3.4%
October 27, 2026
9.8x
2.0x
3.7x
2.303 B
1.7%
98.3%
-1.0
34.3%
89.7%
Valuation • Fair Value

Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) Fair Value by Valuation Model

Review the available estimates for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$58.88

Estimated upside of 0.6% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$66.13

Classic Ben Graham valuation formula reference.

Comps Fair Value

$58.88

Comparable-company valuation reference.

Analyst Price Target

$64

Analysts imply upside of 9.3%.

How to read these valuation models

Use the 5 available valuation references for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

625.2 M

Current operating scale indicator.

Revenue Forecast

638.6 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

FCF / Net Income

89.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 27, 2026

Days to Earnings

35

Dividend Yield

3.4%

Current income yield reference.

Payout Ratio

34.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) Stock Forecast & Technical Outlook

Review Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) has a Hold consensus, with 1 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 2
Sell 0
FAQ Fast Investor Answers

Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) Stock FAQ

Data-supported answers about Bank of N.T. Butterfield & Son Ltd (NYSE-NTB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$58.88
Estimated upside 0.6%
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$64
Implied upside 9.3%
Financial Health
Good
Current financial-health read

The current fair value estimate for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is $58.88. This implies an estimated upside of 0.6% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is $64. The analyst target implies estimated upside of 9.3%.

The current financial health read for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is October 27, 2026.

Based on the current data, dividend yield is 3.4%.

The current P/E ratio listed for Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is 9.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Bank of N.T. Butterfield & Son Ltd is 2.303 B.

The ticker symbol for Bank of N.T. Butterfield & Son Ltd is NYSE-NTB, and the stock is listed on NYSE.

Bank of N.T. Butterfield & Son Ltd (NYSE-NTB) is listed on NYSE.

The current debt-to-total-capital ratio listed for Bank of N.T. Butterfield & Son Ltd is 1.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Bank of N.T. Butterfield & Son Ltd is 98.3%. Free float helps investors understand how much of the share base is available for public trading.