What is the fair value of Bank of the Philippine Islands ADR (OTC-BPHL.Y) stock?

The current fair value estimate for Bank of the Philippine Islands ADR (OTC-BPHL.Y) is $37.13. This implies an estimated upside of 18.8% versus the current market price.

Is Bank of the Philippine Islands ADR (OTC-BPHL.Y) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 18.8% versus the current market price.

How is the financial health of Bank of the Philippine Islands ADR?

The current financial health read for Bank of the Philippine Islands ADR (OTC-BPHL.Y) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Bank of the Philippine Islands ADR's next earnings date?

The next earnings date currently listed for Bank of the Philippine Islands ADR (OTC-BPHL.Y) is October 15, 2026.

Does Bank of the Philippine Islands ADR (OTC-BPHL.Y) pay dividends?

Based on the current data, dividend yield is 3.2%.

What is the P/E ratio for Bank of the Philippine Islands ADR (OTC-BPHL.Y)?

The current P/E ratio listed for Bank of the Philippine Islands ADR (OTC-BPHL.Y) is 7.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Bank of the Philippine Islands ADR?

The current market capitalization listed for Bank of the Philippine Islands ADR is 8.372 B.

What is the ticker symbol for Bank of the Philippine Islands ADR?

The ticker symbol for Bank of the Philippine Islands ADR is OTC-BPHL.Y, and the stock is listed on OTC Markets.

Where is Bank of the Philippine Islands ADR (OTC-BPHL.Y) listed?

Bank of the Philippine Islands ADR (OTC-BPHL.Y) is listed on OTC Markets.

What is the debt-to-total-capital ratio for Bank of the Philippine Islands ADR?

The current debt-to-total-capital ratio listed for Bank of the Philippine Islands ADR is 35.5%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Bank of the Philippine Islands ADR?

The free float listed for Bank of the Philippine Islands ADR is 35.7%. Free float helps investors understand how much of the share base is available for public trading.

Bank of the Philippine Islands ADR (BPHLY) Fair Value & Stock...

Bank of the Philippine Islands ADR (BPHLY)

Bank of the Philippine Islands ADR is a depositary receipt representing common stock of Bank of the Philippine Islands, a Philippine financial institution based in Makati City. Through its subsidiaries, the issuer serves retail and corporate customers in the Philippines with a broad range of banking and related financial services. Its operations are organized into Consumer Banking, Corporate Banking, and Investment Banking segments. Consumer Banking includes deposits, home loans, auto loans, credit card finance, and remittance services. Corporate Banking provides deposits, lending facilities, trade services, cash management, and internet-based banking tools for institutional clients. Investment Banking covers corporate finance, securities distribution, asset management, trust and fiduciary services, proprietary trading, and investment activities. The group also provides foreign exchange, real estate, insurance, pre-need, and securities dealer services, along with access through branches and electronic channels such as mobile, telephone, and internet banking.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
OTC-BPHL.Y	$37.13	18.8% Upside	Undervalued	Not available	Not available	Fair	3.2%	October 15, 2026	7.9x	1.1x	2.9x	8.372 B	35.5%	35.7%	-0.7	34.6%	-347.0%