BayCom Corp (BCML)

BayCom Corp is a bank holding company for United Business Bank and its common stock is listed on NASDAQ under the ticker BCML. Through its banking subsidiary, the company serves small and mid-sized businesses, service professionals, and individuals with a range of deposit products, including demand, savings, money market, and time deposit accounts. Its lending activities include commercial and multifamily real estate loans, commercial and industrial loans, SBA loans, construction and land loans, agriculture-related loans, and consumer loans. BayCom also provides digital and branch-based banking services, treasury management solutions, debit cards, cashier’s and travelers checks, letters of credit, and cash management tools such as lockbox and reconciliation services. The company operates branches in California, Nevada, Colorado, Washington, and New Mexico. Incorporated in 2004, it is headquartered in Walnut Creek, California, and adopted the BayCom Corp name in January 2017.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-BCML
$30.73
2.7% Upside
Fair
$32
6.9% Upside
Fair
Fair
October 8, 2026
4.0%
October 15, 2026
24.8x
1.0x
3.4x
324.6 M
12.6%
92.9%
-1.5
87.6%
202.9%
Valuation • Fair Value

BayCom Corp (NASDAQ-BCML) Fair Value by Valuation Model

Review the available estimates for BayCom Corp (NASDAQ-BCML), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$30.73

Estimated upside of 2.7% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$13.38

Classic Ben Graham valuation formula reference.

DDM Fair Value

$37.43

Dividend discount model valuation reference.

Comps Fair Value

$26.27

Comparable-company valuation reference.

Analyst Price Target

$32

Analysts imply upside of 6.9%.

How to read these valuation models

Use the 6 available valuation references for BayCom Corp (NASDAQ-BCML) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for BayCom Corp (NASDAQ-BCML)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

95.708 M

Current operating scale indicator.

Revenue Forecast

100.8 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review BayCom Corp (NASDAQ-BCML) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for BayCom Corp (NASDAQ-BCML)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

202.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for BayCom Corp (NASDAQ-BCML). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for BayCom Corp (NASDAQ-BCML)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 15, 2026

Days to Earnings

23

Dividend Payment Date

October 8, 2026

Dividend Yield

4.0%

Current income yield reference.

Payout Ratio

87.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for BayCom Corp (NASDAQ-BCML), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

BayCom Corp (NASDAQ-BCML) Stock Forecast & Technical Outlook

Review BayCom Corp (NASDAQ-BCML) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for BayCom Corp (NASDAQ-BCML) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for BayCom Corp (NASDAQ-BCML) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for BayCom Corp (NASDAQ-BCML) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for BayCom Corp (NASDAQ-BCML) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Buy

The monthly technical read for BayCom Corp (NASDAQ-BCML) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for BayCom Corp (NASDAQ-BCML)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, BayCom Corp (NASDAQ-BCML) has a Hold consensus, with 0 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 3
Sell 0
FAQ Fast Investor Answers

BayCom Corp (NASDAQ-BCML) Stock FAQ

Data-supported answers about BayCom Corp (NASDAQ-BCML), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$30.73
Estimated upside 2.7%
Valuation Rating
Undervalued
Estimated upside of 2.7%
Analyst Target
$32
Implied upside 6.9%
Financial Health
Fair
Current financial-health read

The current fair value estimate for BayCom Corp (NASDAQ-BCML) is $30.73. This implies an estimated upside of 2.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 2.7% versus the current market price.

The available analyst price target for BayCom Corp (NASDAQ-BCML) is $32. The analyst target implies estimated upside of 6.9%.

The current financial health read for BayCom Corp (NASDAQ-BCML) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for BayCom Corp (NASDAQ-BCML) is October 15, 2026.

Based on the current data, dividend yield is 4.0%, payment date is October 8, 2026.

The current P/E ratio listed for BayCom Corp (NASDAQ-BCML) is 24.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for BayCom Corp is 324.6 M.

The ticker symbol for BayCom Corp is NASDAQ-BCML, and the stock is listed on NASDAQ.

BayCom Corp (NASDAQ-BCML) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for BayCom Corp is 12.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for BayCom Corp is 92.9%. Free float helps investors understand how much of the share base is available for public trading.