BV Financial Inc (BVFL)

BV Financial Inc. is the holding company for BayVanguard Bank, a U.S. banking organization that serves individuals and businesses. Through its banking subsidiary, the company provides a range of deposit products, including checking, savings, money market, and certificate of deposit accounts. Its lending activities cover real estate, home equity, construction, lot, auto, boat, and other personal loans, along with personal credit cards and commercial lending solutions such as equipment and installation financing, commercial real estate, construction, investment real estate, lines of credit, SBA loans, and short-term real estate project loans. BV Financial also supports customers with services such as ATM access, overdraft protection, safe deposit boxes, bill pay, positive pay, remote deposit capture, ACH origination, merchant services, and online banking. Founded in 1873 and headquartered in Baltimore, Maryland, the company is listed on NASDAQ as common stock.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NASDAQ-BVFL
$21.39
0.3% Upside
Fair
Not available
Not available
Good
0.0%
October 22, 2026
12.5x
0.9x
3.8x
167.5 M
0.4%
83.7%
-0.4
137.1%
Valuation • Fair Value

BV Financial Inc (NASDAQ-BVFL) Fair Value by Valuation Model

Review the available estimates for BV Financial Inc (NASDAQ-BVFL), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$21.39

Estimated upside of 0.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$18.49

Classic Ben Graham valuation formula reference.

Comps Fair Value

$21.39

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for BV Financial Inc (NASDAQ-BVFL) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for BV Financial Inc (NASDAQ-BVFL)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

43.354 M

Current operating scale indicator.

Revenue Forecast

45.204 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review BV Financial Inc (NASDAQ-BVFL) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for BV Financial Inc (NASDAQ-BVFL)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-0.4

Lower score that deserves closer risk review.

FCF / Net Income

137.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for BV Financial Inc (NASDAQ-BVFL). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for BV Financial Inc (NASDAQ-BVFL)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

30

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for BV Financial Inc (NASDAQ-BVFL), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for BV Financial Inc (NASDAQ-BVFL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for BV Financial Inc (NASDAQ-BVFL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for BV Financial Inc (NASDAQ-BVFL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for BV Financial Inc (NASDAQ-BVFL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for BV Financial Inc (NASDAQ-BVFL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

BV Financial Inc (NASDAQ-BVFL) Stock FAQ

Data-supported answers about BV Financial Inc (NASDAQ-BVFL), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$21.39
Estimated upside 0.3%
Valuation Rating
Near Fair Value
Price is close to fair value
Financial Health
Good
Current financial-health read

The current fair value estimate for BV Financial Inc (NASDAQ-BVFL) is $21.39. This implies an estimated upside of 0.3% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The current financial health read for BV Financial Inc (NASDAQ-BVFL) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for BV Financial Inc (NASDAQ-BVFL) is October 22, 2026.

The latest available data indicates no current dividend yield for BV Financial Inc (NASDAQ-BVFL).

The current P/E ratio listed for BV Financial Inc (NASDAQ-BVFL) is 12.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for BV Financial Inc is 167.5 M.

The ticker symbol for BV Financial Inc is NASDAQ-BVFL, and the stock is listed on NASDAQ.

BV Financial Inc (NASDAQ-BVFL) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for BV Financial Inc is 0.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for BV Financial Inc is 83.7%. Free float helps investors understand how much of the share base is available for public trading.