Capitec Bank Holdings Ltd ADR (CKHGY)

Capitec Bank Holdings Ltd ADR is a depositary receipt representing common stock of Capitec Bank Holdings Limited and trades on OTC Markets. The underlying issuer is a South Africa-based banking group founded in 1999 and headquartered in Stellenbosch. Through its subsidiaries, Capitec provides banking and related financial services across three operating segments: Personal banking, Business banking, and Insurance. Its offerings include transactional banking, a range of savings and deposit products, loans for personal and business needs, overdrafts, cards, payment and merchant services, foreign exchange and treasury activities, trade finance, digital banking through app and online channels, vehicle and asset finance, property and rental finance, and a broad mix of insurance products.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-CKHG.Y
$133.42
-4.1% Downside
Fair
Not available
Not available
Good
1.3%
September 25, 2026
31.0x
8.8x
12.3x
32.173 B
0.7%
75.3%
1.4
48.5%
12.6%
Valuation • Fair Value

Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) Fair Value by Valuation Model

Review the available estimates for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$133.42

Estimated downside of 4.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$50.29

Classic Ben Graham valuation formula reference.

DDM Fair Value

$194.45

Dividend discount model valuation reference.

Comps Fair Value

$113.08

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

2.664 B

Current operating scale indicator.

Revenue Forecast

3.779 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

1.4

Lower score that deserves closer risk review.

FCF / Net Income

12.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

September 25, 2026

Days to Earnings

3

Dividend Yield

1.3%

Current income yield reference.

Payout Ratio

48.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) Stock FAQ

Data-supported answers about Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$133.42
Estimated downside 4.1%
Valuation Rating
Overvalued
Estimated downside of 4.1%
Financial Health
Good
Current financial-health read

The current fair value estimate for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is $133.42. This implies an estimated downside of 4.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 4.1% versus the current market price.

The current financial health read for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is September 25, 2026.

Based on the current data, dividend yield is 1.3%.

The current P/E ratio listed for Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is 31.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Capitec Bank Holdings Ltd ADR is 32.173 B.

The ticker symbol for Capitec Bank Holdings Ltd ADR is OTC-CKHG.Y, and the stock is listed on OTC Markets.

Capitec Bank Holdings Ltd ADR (OTC-CKHG.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Capitec Bank Holdings Ltd ADR is 0.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Capitec Bank Holdings Ltd ADR is 75.3%. Free float helps investors understand how much of the share base is available for public trading.