Columbia Financial Inc (CLBK)

Columbia Financial, Inc. is a bank holding company for Columbia Bank and its common stock is listed on NASDAQ under the ticker CLBK. Through its banking operations in the United States, the company serves businesses and consumers with a range of financial services. Its lending activities include commercial loans such as multifamily, commercial real estate, commercial business, and construction loans, as well as residential and consumer lending that covers home equity, automobile, personal, unsecured, and overdraft lines of credit. The company also provides deposit products, borrowings, title insurance, wealth management, and cash management services. Columbia Financial operates full-service banking offices in New Jersey and was founded in 1926. It is based in Fair Lawn, New Jersey, and is a subsidiary of Columbia Bank MHC.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NASDAQ-CLBK
$9.66
-15.1% Downside
Fair
$14.17
24.5% Upside
Undervalued
Fair
1.7%
October 28, 2026
52.8x
2.6x
11.5x
3.067 B
28.5%
97.1%
-1.0
118.2%
Valuation • Fair Value

Columbia Financial Inc (NASDAQ-CLBK) Fair Value by Valuation Model

Review the available estimates for Columbia Financial Inc (NASDAQ-CLBK), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$9.66

Estimated downside of 15.1% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$2.39

Classic Ben Graham valuation formula reference.

DDM Fair Value

$11.52

Dividend discount model valuation reference.

Comps Fair Value

$8.42

Comparable-company valuation reference.

Analyst Price Target

$14.17

Analysts imply upside of 24.5%.

How to read these valuation models

Use the 6 available valuation references for Columbia Financial Inc (NASDAQ-CLBK) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Columbia Financial Inc (NASDAQ-CLBK)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

267.2 M

Current operating scale indicator.

Revenue Forecast

343.1 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Columbia Financial Inc (NASDAQ-CLBK) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Columbia Financial Inc (NASDAQ-CLBK)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

FCF / Net Income

118.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Columbia Financial Inc (NASDAQ-CLBK). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Columbia Financial Inc (NASDAQ-CLBK)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

36

Dividend Yield

1.7%

Current income yield reference.

How to read events and dividends

This section helps investors track time-sensitive items for Columbia Financial Inc (NASDAQ-CLBK), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Columbia Financial Inc (NASDAQ-CLBK) Stock Forecast & Technical Outlook

Review Columbia Financial Inc (NASDAQ-CLBK) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Columbia Financial Inc (NASDAQ-CLBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Columbia Financial Inc (NASDAQ-CLBK) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Columbia Financial Inc (NASDAQ-CLBK) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Columbia Financial Inc (NASDAQ-CLBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Columbia Financial Inc (NASDAQ-CLBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Columbia Financial Inc (NASDAQ-CLBK)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Columbia Financial Inc (NASDAQ-CLBK) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Columbia Financial Inc (NASDAQ-CLBK) Stock FAQ

Data-supported answers about Columbia Financial Inc (NASDAQ-CLBK), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$9.66
Estimated downside 15.1%
Valuation Rating
Overvalued
Estimated downside of 15.1%
Analyst Target
$14.17
Implied upside 24.5%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Columbia Financial Inc (NASDAQ-CLBK) is $9.66. This implies an estimated downside of 15.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 15.1% versus the current market price.

The available analyst price target for Columbia Financial Inc (NASDAQ-CLBK) is $14.17. The analyst target implies estimated upside of 24.5%.

The current financial health read for Columbia Financial Inc (NASDAQ-CLBK) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Columbia Financial Inc (NASDAQ-CLBK) is October 28, 2026.

Based on the current data, dividend yield is 1.7%.

The current P/E ratio listed for Columbia Financial Inc (NASDAQ-CLBK) is 52.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Columbia Financial Inc is 3.067 B.

The ticker symbol for Columbia Financial Inc is NASDAQ-CLBK, and the stock is listed on NASDAQ.

Columbia Financial Inc (NASDAQ-CLBK) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Columbia Financial Inc is 28.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Columbia Financial Inc is 97.1%. Free float helps investors understand how much of the share base is available for public trading.