First Guaranty Bancshares Inc (FGBI)

First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank and its common stock is listed on NASDAQ under the ticker FGBI. Through its banking subsidiary, the company provides commercial banking services in Louisiana and Texas. Its deposit offerings include personal and business checking and savings accounts, money market accounts, demand deposits, and time deposits for consumers, small businesses, and municipalities. The lending portfolio covers a range of commercial, real estate, residential, construction, agricultural, and consumer loan categories, serving small and medium-sized businesses, professionals, and individuals. The company also provides customer banking and cash management services such as credit cards, mobile deposit capture, safe deposit boxes, online and mobile banking, ATMs, and bill pay, along with merchant services, remote deposit capture, and lockbox services for business clients. Founded in 1934 and headquartered in Hammond, Louisiana, First Guaranty Bancshares also maintains an investment portfolio that includes government, municipal, corporate, mutual fund, equity, and mortgage-backed securities.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FGBI
$6.61
-21.0% Downside
Overvalued
$9
7.5% Upside
Fair
Weak
September 25, 2026
September 30, 2026
0.5%
October 29, 2026
0.7x
3.7x
138.4 M
51.8%
34.3%
-1.2
-8.1%
-99.5%
Valuation • Fair Value

First Guaranty Bancshares Inc (NASDAQ-FGBI) Fair Value by Valuation Model

Review the available estimates for First Guaranty Bancshares Inc (NASDAQ-FGBI), including DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$6.61

Estimated downside of 21.0% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DDM Fair Value

$5.64

Dividend discount model valuation reference.

Comps Fair Value

$6.93

Comparable-company valuation reference.

Analyst Price Target

$9

Analysts imply upside of 7.5%.

How to read these valuation models

Use the 5 available valuation references for First Guaranty Bancshares Inc (NASDAQ-FGBI) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for First Guaranty Bancshares Inc (NASDAQ-FGBI)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

37.698 M

Current operating scale indicator.

Revenue Forecast

13.689 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review First Guaranty Bancshares Inc (NASDAQ-FGBI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First Guaranty Bancshares Inc (NASDAQ-FGBI)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.2

Lower score that deserves closer risk review.

FCF / Net Income

-99.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First Guaranty Bancshares Inc (NASDAQ-FGBI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First Guaranty Bancshares Inc (NASDAQ-FGBI)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 29, 2026

Days to Earnings

37

Dividend Payment Date

September 30, 2026

Ex-Dividend Date

September 25, 2026

Dividend Yield

0.5%

Current income yield reference.

Payout Ratio

-8.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First Guaranty Bancshares Inc (NASDAQ-FGBI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

First Guaranty Bancshares Inc (NASDAQ-FGBI) Stock Forecast & Technical Outlook

Review First Guaranty Bancshares Inc (NASDAQ-FGBI) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for First Guaranty Bancshares Inc (NASDAQ-FGBI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for First Guaranty Bancshares Inc (NASDAQ-FGBI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for First Guaranty Bancshares Inc (NASDAQ-FGBI) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for First Guaranty Bancshares Inc (NASDAQ-FGBI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Sell

The monthly technical read for First Guaranty Bancshares Inc (NASDAQ-FGBI) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for First Guaranty Bancshares Inc (NASDAQ-FGBI)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, First Guaranty Bancshares Inc (NASDAQ-FGBI) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

First Guaranty Bancshares Inc (NASDAQ-FGBI) Stock FAQ

Data-supported answers about First Guaranty Bancshares Inc (NASDAQ-FGBI), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$6.61
Estimated downside 21.0%
Valuation Rating
Overvalued
Estimated downside of 21.0%
Analyst Target
$9
Implied upside 7.5%
Financial Health
Weak
Current financial-health read

The current fair value estimate for First Guaranty Bancshares Inc (NASDAQ-FGBI) is $6.61. This implies an estimated downside of 21.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 21.0% versus the current market price.

The available analyst price target for First Guaranty Bancshares Inc (NASDAQ-FGBI) is $9. The analyst target implies estimated upside of 7.5%.

The current financial health read for First Guaranty Bancshares Inc (NASDAQ-FGBI) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First Guaranty Bancshares Inc (NASDAQ-FGBI) is October 29, 2026.

Based on the current data, dividend yield is 0.5%, ex-dividend date is September 25, 2026, payment date is September 30, 2026.

The current market capitalization listed for First Guaranty Bancshares Inc is 138.4 M.

The ticker symbol for First Guaranty Bancshares Inc is NASDAQ-FGBI, and the stock is listed on NASDAQ.

First Guaranty Bancshares Inc (NASDAQ-FGBI) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First Guaranty Bancshares Inc is 51.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First Guaranty Bancshares Inc is 34.3%. Free float helps investors understand how much of the share base is available for public trading.