Live Oak Bancshares Inc (LOB)
Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company and its common stock is listed on the New York Stock Exchange under the ticker LOB. The company provides a range of banking products and services in the United States, including deposit accounts such as noninterest-bearing demand deposits, checking accounts, money market accounts, savings accounts, and time deposits. Its lending activities include commercial and industrial loans, construction and development loans, owner-occupied and non-owner-occupied commercial real estate loans, and commercial land loans. Live Oak Bancshares also provides settlement, accounting, and securitization services for government-guaranteed loans, financing related to the renewable energy application industry, and strategic wealth and investment management services for high-net-worth individuals and families. In addition, it offers investment advisory services to funds focused on venture capital for new and emerging financial technology companies. The company was founded in 2008 and is headquartered in Wilmington, North Carolina.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NYSE-LOB
|
$45.03
|
18.9% Upside
|
Undervalued
|
$46.25
|
22.1% Upside
|
Undervalued
|
Good
|
0.3%
|
October 28, 2026
|
13.3x
|
1.4x
|
3.3x
|
1.753 B
|
5.1%
|
77.9%
|
-1.7
|
9.1%
|
179.4%
|
