SmartFinancial Inc (SMBK)
SmartFinancial, Inc. is a financial holding company headquartered in Knoxville, Tennessee, and its common stock trades on the New York Stock Exchange under the symbol SMBK. Through SmartBank, the company serves individual and corporate clients in the United States, with operations in Tennessee, Alabama, and Florida. Its business includes deposit products such as checking, savings, money market, and individual retirement accounts, along with certificates of deposit. The company also originates a range of loans, including real estate, construction and land development, commercial and industrial, consumer, and equipment financing leases for small and mid-size businesses. Additional services include wealth management, insurance, mortgage origination, and digital banking through internet and mobile platforms.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NYSE-SMBK
|
$51.13
|
0.4% Upside
|
Fair
|
$52.71
|
3.5% Upside
|
Fair
|
Good
|
0.7%
|
October 26, 2026
|
15.4x
|
1.5x
|
4.3x
|
870.8 M
|
12.2%
|
88.8%
|
-1.8
|
9.8%
|
113.9%
|
