Third Century Bancorp (TDCB)

Third Century Bancorp is a bank holding company based in Franklin, Indiana, with shares quoted on OTC Markets under the symbol TDCB. Through its banking business, the company serves individual and corporate customers in Johnson County and nearby counties. Its product set includes deposit accounts such as checking, savings, health savings accounts, certificates of deposit, and IRAs, along with business checking and treasury management tools including remote deposit capture, wire transfers, ACH origination, and merchant services. The company also provides a range of lending activities, covering consumer, commercial, and mortgage loans, plus home equity products. Additional services include online and mobile banking, bill pay, e-statements, debit and credit cards, overdraft protection, ATM access, safe deposit boxes, trust services, and 1031 like-kind exchange support. Founded in 1890, Third Century Bancorp operates as a financial services provider with a local banking focus.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-TDCB
$19.35
7.5% Upside
Fair
Not available
Not available
Good
October 2, 2026
1.3%
October 16, 2026
8.8x
1.3x
1.8x
20.898 M
71.3%
-1.2
15.5%
Valuation • Fair Value

Third Century Bancorp (OTC-TDCB) Fair Value by Valuation Model

Review the available estimates for Third Century Bancorp (OTC-TDCB), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$19.35

Estimated upside of 7.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$22.68

Classic Ben Graham valuation formula reference.

DDM Fair Value

$32.59

Dividend discount model valuation reference.

Comps Fair Value

$14.94

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Third Century Bancorp (OTC-TDCB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Third Century Bancorp (OTC-TDCB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

11.297 M

Current operating scale indicator.

Revenue Forecast

11.199 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Third Century Bancorp (OTC-TDCB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Third Century Bancorp (OTC-TDCB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.2

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Third Century Bancorp (OTC-TDCB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Third Century Bancorp (OTC-TDCB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 16, 2026

Days to Earnings

24

Dividend Payment Date

October 2, 2026

Dividend Yield

1.3%

Current income yield reference.

Payout Ratio

15.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Third Century Bancorp (OTC-TDCB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Third Century Bancorp (OTC-TDCB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Third Century Bancorp (OTC-TDCB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Third Century Bancorp (OTC-TDCB) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Third Century Bancorp (OTC-TDCB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Third Century Bancorp (OTC-TDCB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Third Century Bancorp (OTC-TDCB) Stock FAQ

Data-supported answers about Third Century Bancorp (OTC-TDCB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$19.35
Estimated upside 7.5%
Valuation Rating
Undervalued
Estimated upside of 7.5%
Financial Health
Good
Current financial-health read

The current fair value estimate for Third Century Bancorp (OTC-TDCB) is $19.35. This implies an estimated upside of 7.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 7.5% versus the current market price.

The current financial health read for Third Century Bancorp (OTC-TDCB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Third Century Bancorp (OTC-TDCB) is October 16, 2026.

Based on the current data, dividend yield is 1.3%, payment date is October 2, 2026.

The current P/E ratio listed for Third Century Bancorp (OTC-TDCB) is 8.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Third Century Bancorp is 20.898 M.

The ticker symbol for Third Century Bancorp is OTC-TDCB, and the stock is listed on OTC Markets.

Third Century Bancorp (OTC-TDCB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Third Century Bancorp is 71.3%, which helps investors evaluate the company’s financing structure and leverage profile.