Versailles Financial Corp (VERF)

Versailles Financial Corporation is a common stock listing on OTC Markets for Versailles Financial Corp, a financial company that serves as the thrift holding company for Versailles Savings and Loan Company. Through that subsidiary, the business provides banking and lending services in Darke and Shelby counties in Ohio. Its deposit products include checking and savings accounts, money market accounts, time deposits, business accounts, IRAs, and certificates of deposit. The company also makes a range of loans, including residential real estate loans, construction and home improvement financing, first-time home buyer programs, consumer loans for vehicles and recreational equipment, personal loans, and commercial loans. In addition, it offers debit cards, mobile banking, and online banking services. Founded in 1887, the company is based in Versailles, Ohio.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-VERF
$24.78
-3.9% Downside
Fair
Not available
Not available
Fair
2.9%
16.9x
0.7x
3.8x
8.186 M
0.0%
0.2
44.6%
Valuation • Fair Value

Versailles Financial Corp (OTC-VERF) Fair Value by Valuation Model

Review the available estimates for Versailles Financial Corp (OTC-VERF), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$24.78

Estimated downside of 3.9% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$16.89

Classic Ben Graham valuation formula reference.

DDM Fair Value

$26.76

Dividend discount model valuation reference.

Comps Fair Value

$24.11

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Versailles Financial Corp (OTC-VERF) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Versailles Financial Corp (OTC-VERF)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

2.154 M

Current operating scale indicator.

Revenue Forecast

2.151 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Versailles Financial Corp (OTC-VERF) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Versailles Financial Corp (OTC-VERF)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

0.2

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Versailles Financial Corp (OTC-VERF). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Dividend Profile for Versailles Financial Corp (OTC-VERF)

Review the dividend metrics currently supported by the latest data.

Dividend Yield

2.9%

Current income yield reference.

Payout Ratio

44.6%

Dividend payout reference.

How to read events and dividends

Review the currently available dividend data for Versailles Financial Corp (OTC-VERF). No upcoming company event date is included in the latest data.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Versailles Financial Corp (OTC-VERF) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Versailles Financial Corp (OTC-VERF) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Versailles Financial Corp (OTC-VERF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Versailles Financial Corp (OTC-VERF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Versailles Financial Corp (OTC-VERF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Versailles Financial Corp (OTC-VERF) Stock FAQ

Data-supported answers about Versailles Financial Corp (OTC-VERF), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$24.78
Estimated downside 3.9%
Valuation Rating
Overvalued
Estimated downside of 3.9%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Versailles Financial Corp (OTC-VERF) is $24.78. This implies an estimated downside of 3.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.9% versus the current market price.

The current financial health read for Versailles Financial Corp (OTC-VERF) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Based on the current data, dividend yield is 2.9%.

The current P/E ratio listed for Versailles Financial Corp (OTC-VERF) is 16.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Versailles Financial Corp is 8.186 M.

The ticker symbol for Versailles Financial Corp is OTC-VERF, and the stock is listed on OTC Markets.

Versailles Financial Corp (OTC-VERF) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Versailles Financial Corp is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.